CapEx - Budget & Expense
AI Money Coach & Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
CapEx is your personal AI money coach - helping you track spending, hit your savings goals, and get smarter about money, automatically.
SOFIA - YOUR AI FINANCIAL ADVISOR
Chat with Sofia, your built-in AI advisor. Ask questions, get personalized financial plans, and receive proactive alerts when your spending habits change. Sofia knows your goals and helps you stay on track.
EFFORTLESS EXPENSE TRACKING
Log expenses in seconds by voice, photo, or manual entry. CapEx automatically categorizes transactions and gives you a clear picture of where your money goes.
AUTO BANK SYNC
Connect your bank and CapEx syncs transactions automatically. No manual entry required - just instant visibility into your finances.
RECEIPT SCANNING
Snap a photo of any receipt and CapEx extracts the amount, merchant, and category automatically using AI.
VOICE LOGGING
Say "I spent $45 at Woolworths" and CapEx logs it instantly. Hands-free expense tracking that fits your life.
SMART BILL PREDICTIONS
CapEx predicts upcoming bills based on your spending patterns and alerts you before they're due, so you're never caught off guard.
GOALS & INSIGHTS
Set a financial goal - save for a house, pay off debt, build an emergency fund - and CapEx tracks your progress with beautiful charts and weekly insights.
SHARED SAVINGS PODS
Create a savings Pod with partner, friends or family, contribute together, and track your shared goal in real time.
PREMIUM
Unlock unlimited AI advice, bank sync, receipt scanning, voice logging, and advanced goal tracking.
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CapEx Premium is available as a monthly ($9.99/month) or yearly ($79.99/year) auto-renewing subscription. Saves over 30% annually. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your iPhone Settings > Apple ID > Subscriptions.
Privacy Policy: https://capexgrow.win/privacy
Terms of Service: https://capexgrow.win/terms
Ratings & Reviews
- Shared Pod contributions now sync across all members' devices - everyone sees the same total and progress in real time
- Bank connection (Basiq/Plaid) now auto-detects your country calling code, making phone number entry faster and easier
- Pods that exceed their funding goal now correctly show the actual percentage (e.g. 108%) with an Overfunded! celebration
The developer, Cross Cloud Partners, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cross Cloud Partners Pty Ltd
- Size
- 25.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17 or later.
- iPhone
Requires iOS 17 or later. - iPad
Requires iPadOS 17 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Messaging and Chat
- In-App Purchases
Yes
- CapEx Pro Annual $79.99
- CapEx Pro Monthly $9.99
- Copyright
- © 2026 Cross Cloud Partners Pty Ltd