Back to Black: Money Planner
Budget, Savings & Debt Planner
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Christmas is only a few paydays away. Add it once and see what to set aside each pay, so it's ready a week early. Not on the credit card in January.
Every pay, sorted before it lands. Put a little aside each pay, so Christmas, rego and holidays are ready ahead, not paid off afterwards.
Back to Black is a pay planner for people paid weekly, fortnightly or monthly. Tell it your pay and what's coming up. It works out what to set aside each pay, and when each plan will be ready.
TWO MINUTES ON PAYDAY
• Your payday check-in lists what to move: bills, plans, saving and debt
• Move each amount in your banking app, then tick it off here
• See what's yours to spend until next payday
• A short pay? Choose what waits until next pay. Bills and debt stay; plans and saving can move
CHRISTMAS, HOLIDAYS AND BIG BILLS
• Make a plan for Christmas, a family trip, car rego, school costs or a birthday
• Give it a total and a date. We work out each pay, ready about a week early
• Gold means ready. Red only ever means money on credit
BILLS AND EXPENSES, ONCE
• Tick your regular costs from a list: rent, groceries, fuel, phone, insurance
• Weekly, monthly or yearly bills, worked out per pay for you
SAVINGS GOALS AND DEBT PAYOFF
• Save a little each pay for a rainy day fund or anything else
• Paying off a credit card or loan? See your payoff plan and the date you'll be debt-free
SAVINGS CALCULATOR
• "$900 by Christmas?" See what it takes each pay, then save it as a plan
PLAN IT TOGETHER
• Invite your partner, family or travel group to a plan
• Everyone sees the same plan, and who's covering what
YOUR MONEY, YOUR CHOICE
• No bank login. It works with any bank
• Nothing to log: no receipts, no categorising, no bank sync to break
• Lock the app with a PIN or Face ID
Start with one plan. Christmas is a good one.
Ratings & Reviews
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Back to Black 3.0: a simpler way to plan each pay.
• Payday check-in: tick off what you've set aside, then see what's yours to spend
• Plans for Christmas, holidays and big bills, with an amount for each pay
• Short pay? Choose what waits until next pay
• New tabs: Expenses, Saving and debt, and a Calculator
• A fresh new look
Receipt scanning, trip mode and lists are gone, to keep things simple.
The developer, YASIN A HASAN, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- YASIN A HASAN
- Size
- 37.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Copyright
- © Back to Black