FlowFunds 1.3.7 brings clearer history charts, more accurate savings projections, and stronger iCloud sync. Explore separate dates within each month and check exact chart values on Mac. Savings projections now calculate interest based on when each deposit is made, including growth between compounding dates. Monte Carlo planning uses year-over-year returns from up to 30 years of prices and shows the shared history available for your selected tickers. Your latest balances, edits, deletions, and asset photos are better protected when syncing across devices.

Enjoy more accurate savings projections, clearer debt repayment results, and more reliable iCloud sync. Beginning-of-period contributions now calculate correctly, and debt plans distinguish repayments taking more than 100 years from insufficient payments, with clearly labeled payment and interest totals. Asset photo replacements sync reliably, failed downloads preserve your current photos, and sync improvements help protect your latest balances and edits across devices.

Improved iCloud sync reliability to protect your latest edits when refreshing or returning to the app. Interrupted downloads can now be retried while keeping saved attachments safe. Debt repayment charts now show a more accurate breakdown of principal and interest, including when payments do not cover all interest due. Improved import checks catch conflicting records and invalid dates before they affect your financial history.

FlowFunds now lets every planning tool page keep its own independent scenario. You can add multiple Compound Calculator, Debt Repayment, or Historical Monte Carlo pages to the same dashboard, enter different values on each, and compare their inputs and results without changes to one page affecting another.

FlowFunds now provides a more complete view of income across Mac, iPhone, and iPad. Projected income from your other planning pages appears in the Income Statement on iPhone and iPad, matching the desktop experience. A new Auditor control lets you include or exclude this projected income from calculations; your selection also determines whether those entries appear in exported PDF income details. The Income/Debt Auditor now displays savings targets for three, six, and twelve months based on your monthly expenses. These targets remain in the app and are not included in exported PDFs. Projected-income charts have also been improved across desktop and mobile: positions with no yield are hidden, and large values use shorter, single-line labels with K, M, or B abbreviations to prevent wrapping or cropping. Market-data notices are now less intrusive. Warning banners remain hidden when all visible prices are five days old or newer and appear only when at least one visible price is older than five days. FlowFunds can also occasionally display Apple’s familiar App Store rating prompt after you have had time to use the app, with requests limited to no more than once every two weeks.

Large iCloud sync queues now upload in safer batches with clearer progress and retry behavior. This release also improves compact market-data notices, keeps the Settings panel fully visible on iPhone, and clarifies the difference between cross-device dashboard sync and Mac-only iCloud Drive backup restore.

FlowFunds 1.3.1 improves startup and iCloud reliability across Mac, iPhone, and iPad. - FlowFunds now opens from safely saved local data without waiting for iCloud. - Large groups of queued changes sync in smaller, more reliable batches. - Unsent changes remain safely queued when iCloud is slow or temporarily unavailable. - Improved timeout and retry handling keeps your planning workspaces accessible.