Credit Wise by Webheadcase
Best Card at Checkout
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Standing at checkout wondering which card actually earns the most? Credit Wise tells you instantly, based on the real reward rate for that merchant or category, not guesswork.
Download free and try everything for 30 days. Keep it forever with a single one-time purchase — no subscription, ever.
Add your cards in seconds using presets for major issuers. No bank login, no account linking, no card numbers stored anywhere but your device. Credit Wise never connects to your accounts, so your financial data stays private by design.
Get a ranked recommendation for any purchase. Just tell Credit Wise where you're shopping or what you're buying, and it surfaces the card that earns you the most, every time.
Add your own stores, restaurants, and gas stations to the catalog. Assign a category and your custom stores get real card recommendations instantly, right alongside the built-in list.
Nearby store detection shows the best card for places around you before you even walk in. Turn on bonus alerts and get a nudge the moment you arrive somewhere one of your cards earns extra rewards.
Snap a photo of a receipt or checkout screen and on-device OCR identifies the merchant automatically, so you don't have to type anything in. Pick history keeps a running log of which card you used and why, so you can track your rewards strategy over time.
Face ID keeps your card list locked down, and everything runs on your device, with nothing sent to the cloud. No bank sync required, ever.
Stop leaving rewards on the table. Download Credit Wise free and always know which card to use.
Privacy Policy: https://www.webheadcase.com/creditwise-privacy-policy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
The free trial is now 30 days, so you have a full month to try every feature before deciding. Keep Credit Wise forever with a single one-time unlock — still no subscription.
Already bought Credit Wise when it was a paid app? Your access carries over free: just tap Restore Purchases on the unlock screen.
The developer, Christopher Wheless, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Webheadcase LLC
- Size
- 15.6 MB
- Category
- Lifestyle
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
User-Generated Content
- In-App Purchases
Yes
- Credit Wise Full Access $3.99
- Copyright
- © 2026 Webheadcase