IOU Ledger

Track personal IOUs clearly

$0.99 · Designed for iPad. Not verified for macOS.

Track lending, borrowing, and repayments in real-time. One-time purchase, lifetime access—no subscriptions. Get it for the price of a coffee! Frequent money flows, but regular expense trackers are too complicated? "IOU Ledger" focuses purely on personal lending, borrowings, debts, and business receivables/payables—giving you the cleanest money tracking experience. 【Professional Management Features】 • Balance & Assets Dashboard: Instant overview of net assets, pending receivables, and outstanding debts. • Detailed Contact Ledgers: Separate statement for each person—track principal amounts, repayments, and history clearly. • Complete Loan Lifecycle: Full support for lending, borrowing, collections, and repayments. Easily edit or correct any entry. • Seamless Multi-Currency: Track international currencies effortlessly for overseas trips and cross-border debts. • Secure Private iCloud Sync: End-to-end encrypted in your personal iCloud. Seamless multi-device sync, zero risk of data loss. Clarify every debt and take control of your cash flow! Tap to purchase and experience effortless debt & loan tracking.

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IOU Ledger is officially here! Clean and simple debt tracking: • Financial Overview: Instant view of net balance, total receivables, and payables. • Per-Person Ledger: Dedicated statements, repayment progress, and balances. • Full Lifecycle: Easily record Lent, Borrowed, Received, and Repaid. • Multi-Currency: Track different global currencies independently. • Private iCloud Sync: Seamless sync across your devices. No ads, no login required.

The developer, 伟贤 杨, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    伟贤 杨
    Size
    15.2 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.2 or later.
    • iPhone
      Requires iOS 26.2 or later.
    • iPad
      Requires iPadOS 26.2 or later.
    • Mac
      Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.2 or later.
    Languages
    English and 4 more
    • English, Japanese, Korean, Simplified Chinese, Traditional Chinese
    Age Rating
    4+
    Copyright
    © @2026 Winson Yang