Loan tracking (Pro) Add car loans, student loans and personal loans alongside your credit cards. Loans show how much you have paid off instead of credit utilization, and they join your payoff plan automatically. Easier to get around Monthly Budget, Charts and Recurring are now in the new More menu on iPhone, and in a full tab bar on iPad. Sharper payoff numbers Interest estimates in the Payment Rhythm panel now use your real due date, so the figures reflect what paying early would actually save you. Loans also carry a reminder to ask your lender to apply extra payments to principal. A fresh look A refreshed app icon and launch screen, plus clearer contrast throughout the payoff screen in dark themes.

Improved the accuracy of payoff date and interest projections. The payoff screen now tells you when avalanche and snowball would produce the same result, and what to adjust to see them differ.

New in this update: - Improved subscription status reliability. The app now silently confirms your Pro status when it launches, so cancellations and renewals are always reflected correctly. - If you cancel Pro, your extra cards stay safely stored. Cards past the free limit will be locked and re-unlock instantly when you restore Pro. - Over-limit "Available" balances now show in red to make them easier to spot. - Small fixes and improvements.

New in this update: - Fixed a bug that could crash the debt payoff screen. - Fixed an issue where a successful purchase could show an error message. - Small fixes and improvements.

New in this update: - The app now fits all iPhone screen sizes correctly with no sideways scrolling. - Prices on the upgrade screen are now shown in your local currency, matching App Store checkout. - Fixed an issue where a successful purchase could show an error message. - More reliable Restore Purchases. - Small fixes and improvements.

New in this update: • Smarter payment logging. If you record a payment that may already be included in a recent Quick Balance Update, Eliminate now asks before adjusting your balance, so nothing gets counted twice. • A refreshed Jewel theme with a softer, richer look and much better readability throughout the app. • Dark mode polish: credit card tiles, category tags, alerts, and the payment rhythm section are now clear and easy to read. • Small fixes and copy improvements.

You can now export your data to Excel and back it up as a file directly from your device. Plus a smoother transactions view. As always, no bank login and your data never leaves your phone.

New: a payoff curve on the Payoff tab. Watch your debt fall to zero and see how much faster than minimums-only you'll be free. • Improved accuracy across balance, payoff, and budget calculations. • Bug fixes and polish.

Bug fixes and improved calculation accuracy.