• Reports in 3D. Every report is new: income against spending, savings, cash flow and every category, in glass you can turn. Tap any month to see the transactions behind it, and Compare puts last year beside it. • Each report's period and household member are in one Filter menu, and ⓘ explains what the numbers mean. • The Quick View cards on the Reports tab now open their report.

• Ready for iPhone Duo. Open it and your budget fills the big screen, on the page you were on. Close it and carry on, on the cover. The tabs move to the side, and long merchant and account names wrap onto two lines instead of being cut off. • Import statement: a long account name now sits on its own line, and the title wraps instead of being cut off.

• Privacy, spelled out: Settings → Privacy now has two switches for the anonymous analytics that help us improve the app. They never include your transactions, amounts or merchants, and you can turn them off anytime. • The rating request no longer appears when you open the app. Rate us anytime from Settings. • Clearer wording about where Apple Intelligence runs: on your iPhone or in Apple's Private Cloud Compute.

Smart Budget 2.0 — ready for iOS 27. • Money Advisor (Pro, iOS 27): ask anything about your money — "How much did I spend on groceries?", "Am I over budget?" — and get answers computed from your real numbers. Conversations run in Apple's Private Cloud Compute: nothing is stored, and nothing leaves Apple's private cloud. • Capture, set up in seconds (iOS 27): one tap installs the shortcut for bank texts or bank notifications — switch it on and every alert logs itself. • Import a bank statement (iOS 27): pick a PDF or CSV from your bank. Apple Intelligence reads it, skips what's already in the app and adds the rest. • New Household plan: share one ledger with your partner — budgets, goals and reports stay in step on both phones, and the owner's plan covers every member. Bought Pro before 2.0? Household sharing stays included in your plan. • iCloud sync, rebuilt: changes reach your other devices in seconds, and leaving a household keeps your data on both sides. • Needs review: tap the dashboard banner to jump to every transaction that's missing an exchange rate or a detail. • Paid early? Choose which month an income pays for, so a salary on the 28th funds next month. • Bank statement import reads more formats: signed amounts, debit/credit columns, more file encodings. • Smarter receipt scanning (iOS 27): the model reads receipts and bank screenshots directly for cleaner totals and fewer mistakes. • Recurring, for real: the Recurring filter now tracks your actual subscriptions and salaries, and you can mark any transaction as recurring with a long press. • Swipe to delete transactions right from the list (iOS 27). On iOS 26 everything keeps working as before — the new AI features light up when you update to iOS 27.

Smart Budget now speaks Arabic, Italian, French, and Spanish - switch languages right inside the app. Set your own exchange-rate overrides per currency for spot-on multi-currency totals. Rename merchants once and the app learns it for future transactions. Faster inline editing, plus bug fixes including an amount display fix.

Fixes a crash that could occur when deleting a transaction — thank you to everyone who reported it. Also new: press and hold any transaction to Delete it or Exclude it from your budget, right from the list.

Thanks for the launch-week reports — this update is all fixes: • Fixed a crash when deleting a transaction • Fixed a crash when adjusting budgets during onboarding • Reviewing a transaction now reliably clears it from the review queue • Manually added transactions log as spending right away — no more review detour • Budgets can now be deleted entirely, including their category • Past-month view now displays correctly • The month picker on the dashboard responds on the first tap • Clearer one-time / recurring labels