Cobalto: Personal Finance

- Your finances, simplified

Only for iPhone

Free · In‑App Purchases

iPhone

Your money, clearer than ever. Track accounts, budgets and upcoming payments, find any transaction, and receive personalized insights with Cobalto. Understanding your money shouldn’t be complicated. Cobalto brings your accounts, expenses, income, cards, budgets, and upcoming payments together in one place. All within a clear, private experience designed specifically for the Apple ecosystem. YOUR FINANCES AT A GLANCE See your net worth, balances, recent activity, upcoming commitments, budgets, and personalized insights from a redesigned Home experience. ACCOUNTS AND CREDIT CARDS Organize bank accounts, cash, savings, investments, vaults, and credit cards. Review balances, available credit, utilization, payment options, and activity with clear, detailed views. FAST EXPENSE TRACKING Record income and expenses in seconds. Add an amount, choose an account and category, include notes, or scan a receipt to speed up entry. CLEARER BUDGETS Set spending limits, track your progress, and quickly identify which budgets need attention and how much remains available. UPCOMING PAYMENTS Keep subscriptions, loans, installment purchases, card payments, and other financial commitments organized in one place. ASK COBALTO Explore your own financial information using natural-language questions. Ask about upcoming payments, spending, accounts, budgets, and other information stored in Cobalto. POWERFUL SEARCH Find transactions by name, amount, category, account, date, and more. MONTHLY SUMMARY AND INSIGHTS Review your recent financial activity, identify patterns, and better understand how your money changes over time. WIDGETS AND QUICK CONTROLS Keep balances, upcoming payments, and credit information visible with redesigned widgets and convenient controls. PRIVACY BY DESIGN Your financial information is stored in your private iCloud database and is not routed through Cobalto servers. Your data stays synchronized across your supported Apple devices through iCloud. Some features require Cobalto Premium. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Discover Cobalto 2.0, our biggest update yet. This release introduces a completely redesigned experience for understanding your money, organizing your accounts, and making better financial decisions. READY FOR WHAT’S NEXT Cobalto 2.0 was designed using technologies from the newest generation of Apple operating systems, beginning with iOS. A NEW EXPERIENCE The app has been thoughtfully redesigned with clearer navigation, refined interactions, improved layouts, and a more consistent experience throughout. A SMARTER HOME See your net worth, accounts, recent activity, budgets, upcoming commitments, and personalized insights from a redesigned Home view. ASK COBALTO Explore your own financial information using natural-language questions about upcoming payments, spending, accounts, budgets, and more. MORE POWERFUL SEARCH Find transactions by name, amount, category, account, date, and other relevant details. REDESIGNED ACCOUNTS AND CARDS Review balances, activity, available credit, utilization, and payment options with clearer, more detailed views. CLEARER BUDGETS Quickly understand which budgets need attention, how much you have spent, and how much remains available. UPCOMING PAYMENTS AND COMMITMENTS Keep subscriptions, loans, installment purchases, card payments, and other upcoming charges organized in one place. NEW MONTHLY SUMMARY Review recent activity, recognize patterns, and better understand how your finances change over time. FASTER ENTRY AND RECEIPT SCANNING Record income and expenses with a streamlined flow, or scan a receipt to speed up entry. REDESIGNED WIDGETS Keep balances, upcoming payments, budgets,

The developer, Ricardo Camarena, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • Dark Interface

    Seller
    Ricardo Camarena
    Size
    14.1 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    Languages
    English and Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    • Cobalto Premium Annual $39.99
    • Cobalto Premium Monthly $4.99
    Copyright
    © 2026 Ricardo Camarena