Boring Budget

Zero-Based Envelope Budgeting

Free · Designed for iPad. Not verified for macOS.

Envelope budgeting with automatic bank sync. Assign every dollar, track your goals, and see where your money actually goes. Boring Budget makes budgeting simple by putting you in control of every dollar. Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds. FEATURES • Envelope budgeting — allocate every dollar into named budget envelopes • Bank sync — connect checking, savings, credit, and investment accounts via Plaid • Split transactions — divide a single purchase across multiple envelopes • Recurring detection — automatically surfaces subscriptions and recurring charges • Spend & save goals — set targets per envelope and track your progress • Allocation presets — assign transactions to your envelopes in one tap • Reports — visualize spending trends, category breakdowns, and year-over-year comparisons • Transfers — move money between envelopes without changing your total balance • Privacy mode — blur sensitive numbers when others are nearby • Dark mode — full dark theme support • Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real. Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere.

  • 5.0
    out of 5
    1 Ratings

Bug fixes and performance enhancements

The developer, Tyler McCoy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Tyler McCoy
Size
59.3 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
Copyright
© 2026 Tyler McCoy