Envelope budgeting with automatic bank sync. Assign every dollar, track your goals, and see where your money actually goes.
Boring Budget makes budgeting simple by putting you in control of every dollar.
Create budget envelopes for your spending categories — groceries, rent, dining, savings — and see exactly where your money goes. Connect your bank accounts securely via Plaid or add transactions manually, then assign them to your envelopes in seconds.
FEATURES
• Envelope budgeting — allocate every dollar into named budget envelopes
• Bank sync — connect checking, savings, credit, and investment accounts via Plaid
• Split transactions — divide a single purchase across multiple envelopes
• Recurring detection — automatically surfaces subscriptions and recurring charges
• Spend & save goals — set targets per envelope and track your progress
• Allocation presets — assign transactions to your envelopes in one tap
• Reports — visualize spending trends, category breakdowns, and year-over-year comparisons
• Transfers — move money between envelopes without changing your total balance
• Privacy mode — blur sensitive numbers when others are nearby
• Dark mode — full dark theme support
• Secure — your bank credentials are never stored; all connections use Plaid's bank-grade encryption
New to budgeting? The interactive demo walks you through the full app with sample data before you connect anything real.
Boring Budget syncs across web and mobile — your envelopes, transactions, and goals stay up to date everywhere.
I have been using this app for a few weeks and have found it incredibly useful and easy to use.
Bug fixes and performance enhancements
Version 1.2.2
The developer, Tyler McCoy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Tyler McCoy
Size
59.3 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.