Smart Interest Calculator

Finance

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Simple & compound interest, EMI, SIP, GST, and credit card payoff all in one elegant calculator. Save history, compare scenarios, set pay reminders. Go ad-free with Pro. Smart Interest Calculator is the cleanest, most complete interest calculator on the App Store — built for anyone who wants to understand exactly how their money grows. Whether you're planning a savings deposit, evaluating a loan, or comparing interest rates side by side, Smart Interest Calculator gives you instant answers with beautiful charts and zero clutter. ** WHAT'S INSIDE ** SIMPLE INTEREST Calculate linear interest growth in seconds. Enter your principal, rate, and duration or pick a date range and see your total, interest earned, and a growth chart update live. COMPOUND INTEREST See the power of compounding clearly. Choose annual, semi-annual, quarterly, or monthly compounding frequency. A dual chart overlays compound vs simple growth so the difference is immediately visible. EMI CALCULATOR Work out your monthly repayment on any loan. Enter the loan amount, interest rate, and tenure — get your EMI, total interest payable, and a full amortisation schedule. RATE COMPARISON Compare up to four interest rates at once. See which offer puts the most money in your pocket over the same period. MY LIST Save any calculation and revisit it later. Track multiple savings goals or loan scenarios side by side without re-entering numbers. ** DESIGNED FOR CLARITY ** • Dark, distraction-free interface — easy on the eyes day or night • Live results — every chart and figure updates as you type • Pie chart portfolio breakdown — see principal vs interest at a glance • Duration input or date-range picker — calculate to the exact day • Annual or monthly rate input — works the way you think ** HONEST & TRANSPARENT ** Smart Interest Calculator performs all calculations locally on your device. No sign-up, no account, no personal data collected. Supported by non-intrusive ads. For informational purposes only. Not financial advice. By using Smart Interest Calculator, you agree to our Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ and Privacy Policy: https://www.nagalakshmanchirukuri.fyi/privacy.html

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

• Go ad-free with Smart Interest Calculator Pro — monthly or yearly subscription • Calculation History — every calculation is auto-saved, searchable, and filterable by type • Battle Mode — compare up to 3 interest scenarios side by side with a Best Value badge • Recurring Payment Reminders — get notified before bills and payments are due • Quick Presets — jump-start common scenarios like Home Loan, Emergency Fund, and Retirement • What-If panel — instantly see how ±1 year, ±1% rate, or ±50k principal changes your results • Monthly/yearly breakdown table for every calculation • Export any calculation to PDF

Version 1.1.2

The developer, NAGALAKSHMAN CHIRUKURI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
NAGALAKSHMAN CHIRUKURI
Size
34.8 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
  • iPhone
    Requires iOS 13.0 or later.
  • iPad
    Requires iPadOS 13.0 or later.
  • iPod touch
    Requires iOS 13.0 or later.
  • Mac
    Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
In-App Purchases
Yes
Copyright
© 2026 Nagalakshman Chirukuri
  • Developer Website
  • Privacy Policy

    • More by NAGALAKSHMAN CHIRUKURI

    You Might Also Like