CreditRun
Maximize your credit-free days
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
You're at checkout. Which card do you use?
Chase gives you 12 credit-free days. Amex gives you 38. Your Citi card might give you 51. CreditRun lives in the 3 seconds before you swipe - the moment that decides whether your money works for you or for the bank.
Not an expense tracker. Not a budgeting app. CreditRun answers one question, fast: which card in your wallet gives you the most Credit Free Days right now?
WHAT ARE CREDIT FREE DAYS?
Credit Free Days is how long your money stays in your account after the purchase, before the bill is due. The longer the runway, the longer your money keeps earning. Every card calculates this differently based on its statement cycle, and the answer changes every single day.
CreditRun does the math live, ranks your wallet, and tells you which card to swipe before the checkout countdown runs out.
WHAT IT DOES
• Add your cards in seconds. Issuer, last 4, credit limit, statement day, due day. That's it.
• Live ranking. Every card scored by Credit Free Days, recomputed the moment you open the app.
• One number per card. The one that matters today.
• Tap a card to see exactly when its bill is due and how much float you'd lose if you swiped the wrong one.
• Translate Credit Free Days into the cash value of that float, using a yield rate you set.
• Track transactions so utilization, runway, and outstanding update automatically.
• Insights that don't lie - months, quarters, all-time - to see how your wallet is actually performing.
• CSV export and import. Your data, your file, anywhere you want it.
• iCloud sync across iPhone, iPad, and Mac through your own Apple ID.
DESIGNED TO BE FAST
Open. Decide. Swipe. Close. Under 5 seconds. Dark by default, opinionated about the answer, built for the moment you're standing at the counter.
PRIVACY, NO ASTERISKS
CreditRun runs entirely on your device. No account, no signup, no analytics, no ad SDK. Your cards and transactions never touch our servers — because we don't operate any. iCloud sync travels through your own iCloud, end-to-end encrypted by Apple.
We don't sell your data. We can't - we never have it.
CREDITRUN PRO
A one-time, lifetime unlock. Pay once. Use it forever. No subscription, no expiry, no re-billing.
• Unlimited cards (free tier: 3)
• Full Insights - past months, quarters, all-time
• CSV export and import
• A small Founder tier for the first 50 supporters
A 7-day free trial gives every new user the full Pro experience while you decide.
WHO IT'S FOR
You have more than two credit cards. You know each one bills on a different cycle. You've always suspected the card you swipe by reflex isn't the best one - and you're right.
Works with any card from any bank, in any country.
Built solo. Reach out on X at @CreditRun.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Your best card, on your Home screen.
• New widget - see which card to swipe without opening the app. Pro users get the full top-3 ranking.
• Reminders that earn you money - get told the day before a statement closes, so a big purchase can wait 24 hours and earn days or weeks of extra float.
• 48 currencies - USD, GBP, EUR, AED, JPY, SGD and more. Pick yours in Settings.
• Ask Siri: "Which card should I use?"
• Reminder history - re-read every reminder inside the app, any time.
• Fixed: browsing past months in Insights now shows the complete month.
The developer, Vikas Anand, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Vikas Anand
- Size
- 4.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pro Lifetime (Founder price) $1.99
- Pro Lifetime $4.99
- Copyright
- © 2026 Vikas Anand
