YouSpend: Money Saver

Budget, Expenses & Savings

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Now with on-device Apple Intelligence: describe a purchase in your words, auto-log bank texts, and see your Financial Health Score. Try Premium free. YouSpend is the delightfully simple way to track your money, stick to a budget, and actually save more — all in a clean, fast app that respects your privacy. Whether you're paying down debt, saving for something big, or just want to know where your money goes, YouSpend gives you a clear picture in seconds. TRACK EVERYTHING, EFFORTLESSLY • Log income, expenses, and transfers in a couple of taps • Describe it in your own words ("coffee 4.50 yesterday") and YouSpend fills in the rest • Auto-log purchases from your bank's text messages with a Shortcuts automation • Scan receipts, including the individual items • Add expenses with Siri, from widgets, or on Apple Watch • Custom categories, tags, split transactions, recurring entries, and templates • Multiple wallets and currencies with automatic balances • Import bank statements (OFX, QFX, QIF) and CSV exports from other apps BUDGET YOUR WAY • Five budgeting methods: per-category, zero-based, 50/30/20, envelope, and overall limit • See how much is left to spend, with pace alerts before you overspend • Next-7-days forecast and a What-If simulator for big decisions REACH YOUR GOALS • Savings goals, debts, and big bills on one 24-month plan • Debt payoff planner: snowball vs avalanche • Spot recurring payments, subscription price increases, and upcoming renewals • Challenges and badges that keep you motivated UNDERSTAND YOUR MONEY • Financial Health Score with personal coaching • Reports, a money calendar, net worth, income streams, and period comparisons • Spending map to see where your money goes • Weekly digest and a Year in Review story to share • Tax summary and export to CSV or PDF anytime SMART, AND PRIVATE • Apple Intelligence features run on your device, so your data never leaves it (on supported devices) • Your data syncs securely across your devices with iCloud • Privacy mode hides amounts with a glance • Biometric app lock keeps everything safe PREMIUM Unlock everything with YouSpend Premium — unlimited wallets, budgets, reports, AI insights, the Apple Watch app, and more. Choose Monthly, Yearly, or a one-time Lifetime unlock. Premium is shareable with your whole Family Sharing group. Subscriptions auto-renew unless cancelled at least 24 hours before the period ends. You can manage or cancel anytime in Settings. Start taking control of your money today with YouSpend. Terms of Use (EULA): https://anasalmomany.github.io/youspend/terms/ Privacy Policy: https://anasalmomany.github.io/youspend/privacy/

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Ratings & Reviews

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What's new in 1.4: • A livelier app: smooth animations, rolling numbers, and satisfying feedback on every screen • Auto-log purchases from your bank's text messages • Describe a transaction in your own words, or scan a receipt • Financial Health Score, money calendar, net worth, and income streams • Your plan: goals, debts, and big bills on one timeline • What-If simulator, Compare Periods, and a 7-day forecast • Subscription audit with price-increase alerts • Challenges, badges, weekly digest, and Year in Review • Tax summary and bank statement import (OFX, QFX, QIF) • Redesigned Spending Map, new themes, and many fixes

Version 1.4

The developer, Anas Almomany, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Anas Almomany
Size
62.1 MB
Category
Finance
Compatibility
Requires iOS 26.1 or later.
  • iPhone
    Requires iOS 26.1 or later.
  • iPad
    Requires iPadOS 26.1 or later.
  • Mac
    Requires macOS 26.1 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 26.1 or later.
  • Apple Watch
    Requires watchOS 26.1 or later.
Languages
English and 15 more
  • English, Arabic, Dutch, French, German, Hindi, Italian, Japanese, Korean, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish
Age Rating
4+
In-App Purchases
Yes
  • YouSpend Premium Monthly Features $6.99
  • YouSpend Premium Yearly Features! $49.99
  • YouSpend Premium Lifetime $59.99
  • Learn More
Copyright
© 2026 Hydra
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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