UNI AI
Finance
Free · Designed for iPad. Not verified for macOS.
UNI AI Payment App — one app for how you pay, move, and live.
UNI AI brings payments, cards, transfers, and everyday services together in a single super app. Manage your money, talk to your AI assistant, and get more done without switching between apps.
YOUR MONEY, SIMPLIFIED • View balances and transaction history in one place
• Send money to friends and family quickly and securely
• Scan to pay and transfer with a few taps
• Send international remittance to supported countries
• Pay bills and top up — with more services coming soon
• Download statements whenever you need them
CARDS THAT FIT YOUR LIFE • Apply for a virtual card and start spending instantly
• Add your card to Apple Pay or Google Pay
• Order a physical card in premium designs
• Manage card settings, limits, and security from your phone
BANKING & PARTNERS • Open multi-currency virtual accounts with partner banks
• Explore partner offers and financial tools in one hub
• Complete identity verification securely in-app
AI ASSISTANT BUILT IN • Get help by voice or chat — fast, natural, and hands-free
• Check balances, manage cards, and send money with ease
• Book rides, track trips, and order food through conversation
• Your smart companion for everyday financial tasks
LIFESTYLE, CONNECTED • Book rides and view your trip history
• Track food orders placed through your AI assistant
• Refer friends and unlock rewards
• Membership tiers with lower fees, higher limits, and exclusive perks
DESIGNED FOR YOU • Clean, modern interface with dark mode
• Biometric login and transaction PIN for added security
• Multi-language support including English, Chinese, and Bahasa Malaysia
Whether you are paying locally, sending money overseas, booking a ride, or ordering dinner, UNI AI Payment App keeps everything in one place — powered by AI, built for real life.
Download UNI AI Payment App and experience payments and lifestyle, unified.
Ratings & Reviews
* Withdrawal and multiple payment options now support Passkey / verification code security confirmation
* Improved the experience for errands, shopping, cinema, hotel, and more
* Enhanced stability for permissions, network timeouts, and bottom navigation loading
* Improved announcements, community features, and fixed various issues
* Added express delivery
* Added AI consent prompt
* General bug fixes and stability improvements
The developer, Masterpay Global, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Contact Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- MASTERPAY GLOBAL SDN. BHD.
- Size
- 291 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Contains
Messaging and Chat
- Copyright
- © 2025 UNI AI. All rights reserved.