Index funds and ETFs have arrived - and they are valued properly. INDEX FUNDS & ETFs - 48 index funds and ETFs added, across 8 categories: broad US, growth, dividend, sector, small & mid cap, international, global, and bonds - Funds are not valued like stocks. There is no DCF and no return on equity here. Equity funds are valued on index earnings against a fair multiple; bond funds on their real yield after inflation - Every fund is scored on what actually decides fund returns: cost per $10k, index valuation, diversification, compounding potential, scale, and income - New Wisdom lessons and glossary entries on investing in index funds That brings Oracle to 583 securities rated in total.

Your portfolio just got a serious upgrade. PORTFOLIO • Buy More — add shares to any position; your cost basis blends automatically at the weighted average • Sell Some — trim shares without touching your average cost • Transaction History — a full buy/sell ledger for every position, so you can see exactly how your cost basis was built • 6-Month Value Chart — your portfolio's real value over time, rebuilt from your actual trade history • Return badge — every holding now shows its gain or loss at a glance • New ••• button on each position for quick actions SMARTER VALUATIONS • Insurance companies are now valued with a justified price-to-book model — the way professionals value underwriters — instead of discounted cash flow • New P/B Ratio entry in Wisdom explains the approach

• Expanded stock coverage: the value rating engine now analyzes 535 stocks — nearly double the previous universe, with full S&P 500 coverage across every major industry. • Refreshed Premium subscription screen with a cleaner, more compact layout. • Minor performance improvements and polish throughout the app.