SpendWise Expense Tracker

Budget, Loans & Bill Split

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Track expenses in 3 seconds, split bills, manage loans & budgets. 100% private, offline-first — no account needed. Upgrade once to Pro, no subscriptions. Take control of your personal finances with SpendWise — the ultimate offline-first, subscription-free expense and loan tracker. No signups, no accounts, no data sharing. SpendWise runs 100% locally on your device, so your financial data stays completely private and secure. LOG EXPENSES IN 3 SECONDS FLAT Forget complex forms. Tap, enter the amount, select a category, and save. Tracking daily spending has never been this simple or fast. VISUAL INSIGHTS & BEAUTIFUL CHARTS See exactly where your money goes. SpendWise compiles your transactions into clean, intuitive charts. View spending by category, track daily trends, and analyze your habits month-over-month. SMART BUDGETING & ALERT SYSTEM Set custom budgets for overall spending or apply limits to specific categories (Food, Entertainment, Shopping). With visual progress bars and alerts at 50%, 80%, and 100% of your budget, you'll never be caught off guard. TRACK LOANS & SHARED SPLITS • Loans Given & Taken — never lose track of who owes you or who you owe. Set expected return dates and track settlement status. • Bill Splitting — divide dinner bills, rent, or group trip expenses with up to 4 people, and keep tabs on unsettled shares. 100% PRIVATE AND SECURE Your financial data belongs to you, not a server. SpendWise never uploads your transactions or credentials anywhere. PORTABILITY AND BACKUPS Export your entire log to CSV or PDF for accounting. Moving to a new phone? Just paste your CSV backup text to import your data in seconds. — UPGRADE TO SPENDWISE PRO (ONE-TIME PURCHASE) Get lifetime access to the full power of SpendWise. No monthly subscriptions, no recurring fees. • Unlimited expense logging (free plan includes up to 30/month) • Advanced loans tracker with return dates • Shared expenses & bill splits, settle up easily • Automatic recurring transactions • Full CSV/PDF export & CSV import • Customizable categories & home screen widgets • Smart budget alerts (50%, 80%, 100% notifications) • Multi-currency support & zero ads — Simplify your spending, track your loans, and reach your savings goals. Download SpendWise today!

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The developer, Emstell, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Emstell Technology Consulting Ltd
    Size
    61.9 MB
    Category
    Productivity
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © Emstell Technologies
  • Developer Website
  • Privacy Policy

    • More by Emstell

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