Payment method suggestions are now personal. When you choose an expense category, the app selects the payment method you most recently used in that category. Your partner’s entries do not affect the suggestion, and your manual selection is preserved.

We made the subscription screen clearer. Compare monthly and annual plans, see the equivalent monthly cost of an annual subscription, and view savings compared with monthly billing.

Export your transactions as a CSV file. In Settings, choose all dates or a date range, then save or share your file. Open it in Excel or Numbers. Export is available without a subscription.

Quickly select frequently used items when adding a transaction. Improved alignment and selection indicators for previous memo suggestions.

• A new last step in onboarding: invite someone to share the budget. One link and you both see the same numbers, so you never have to tell each other what you spent. • Using it on your own works just as well. Choose 'I'll use it on my own' — you can always invite someone later from Settings.

• Fixed amounts breaking from the fourth digit in currencies that use decimals, such as euro and dollar. Large amounts like 2.000,00 € now go in exactly as typed. • Fixed amounts changing when you simply opened a saved recurring income or expense. If any of your saved amounts look wrong, please take a moment to check them. • Category limits, savings goals, and asset amounts had the same problem and are fixed too. • Thanks to the person who reported this.

• Our fixed costs. The Stats tab now shows how much goes out every month no matter what — what share of your income it takes, and which item is the biggest. It uses the recurring income and expenses you already entered, so there is nothing to set up. • Items on different schedules are put on the same monthly footing. Something you pay once a year is divided by 12, and we say so on screen. • We also compare against what actually went out last month. • A cleaner dashboard. Plan, savings goal, and limits you have not set yet are now one collapsed line instead of three cards. Cards you already use are unchanged. • New Update item in Settings. It only opens the App Store when there is a newer version; otherwise it simply says you are up to date.

• Month-end forecast. Your dashboard chart now draws where this month is heading. Recurring bills (rent, insurance) land on the day they're actually due, so you can see exactly how far the balance drops when rent goes out on the 25th. • Every number is shown. Income, spent so far, recurring still due, and the estimate for the remaining days — each on its own line. • Turn it off anytime in Settings > Month-end forecast (on by default). • Fixed some screens still showing Korean text in English. • Fixed wrong weekday names in the English calendar.

• Fixed a freeze: the dashboard could stall for a moment once you had a lot of entries this month. It opens right away now, no matter how much you've recorded. • Lists and statistics feel lighter too. • Fixed a rare crash when opening category management. • Also fixed being signed out when opening the app offline. If your records look empty, sign out and back in — everything is safe on the server.

• Fixed an important issue: opening the app while offline could sign you out, making your records look empty. You now stay signed in even without a connection. • If your records look empty right now, sign out and back in from Settings — everything is safe on the server. • When the connection is unstable we tell you, instead of showing an empty screen. • You can now scroll on the sign-up and sign-in screens when the keyboard covers the button.

• Payment method fills itself in — pick a category and we'll select the one you use most for it. Choose your own and it stays. • Amounts in AI insights now read as plain numbers. • Income entries no longer ask for a payment method. • Minor improvements and stability.

• Compare with last month — last month's trend now overlays the dashboard chart as a dotted line, so you can see where you stood then and where the month landed. • Announcements — new features and notices now show up right inside the app. • Minor improvements and stability.

• Budget rollover is now a shared setting — when one of you turns it on or off, both see the same numbers right away. • Minor improvements and stability.

• Budget rollover — unused budget carries into the next month, so saving now gives you more room later. • Household assets — track savings, investments, and cash to see your net worth at a glance, on the dashboard and settlement. • Minor improvements and stability.

• Easier start — jump straight into logging your first expense right after setup. • Minor improvements and stability.

• New · Household Settlement — See income, spending, and net saved like a company P&L in the Stats tab, with health metrics (savings rate, fixed-cost ratio, break-even) and an AI settlement note. • Minor improvements and stability.

- Fixed colors and amount entry appearing dark/invisible on some devices. - Fixed an error when deleting a category. - The dashboard now also shows spending for categories without a set limit. - Minor stability improvements.

Home Screen widgets are here • Today's budget, spending by category, savings goals, and a spending heatmap • Pick the ones you want for your Home Screen or Lock Screen Smarter stats • Break it down by partner — see who spent what, where • Spending by payment method — tap any method for its full transaction list Plus refinements and stability fixes throughout. Ideas? support@oatbudget.com

• Full English support • Your local currency, everywhere in the app • New monthly-plan templates to help you get started

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