Credily
Best card for every purchase
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Now free to start — no subscription needed to see which of your cards earns the most at nearby restaurants, gas stations, and shops. Stop guessing at the register.
Know which card to use — before you pay.
Most of us carry more than one rewards credit card, but the "best" one changes with every purchase. Dining, groceries, gas, travel, drugstores, online shopping — every card has different rules, and the right choice is rarely obvious when you're standing at the register. Credily does the thinking for you.
Add the credit cards you already have, and Credily uses merchant and location context to show which one is likely to earn the most rewards at the places around you. No more guessing. No more leaving points on the table.
HOW IT WORKS
1. Add your cards. Tell Credily which credit cards you already use.
2. Find nearby merchants. Credily uses merchant and location context to understand where you're shopping.
3. Get a recommendation. See which card is likely to earn better rewards — before you pay.
WHAT YOU CAN DO
- Nearby card recommendations: Instantly see which card to use at nearby restaurants, stores, gas stations, grocery stores, and more.
- Merchant-aware suggestions: Credily matches the place you're visiting with relevant reward categories.
- Map-based browsing: Explore nearby merchants and check which card may be best before you head out.
- Past spending insights (Credily Pro): Review past transactions to spot where you may have missed better rewards.
- Useful nudges: Get timely reminders when Credily can help you pick a better card.
- Built around your cards: Every recommendation is based on the cards you tell Credily you have.
WHY YOU'LL LIKE IT
- You stay in control. You choose which cards to add and how you use recommendations.
- It works with what you have. Credily doesn't issue a card and never processes your payments — you still pay directly with your own card, as usual.
- Privacy-aware by design. Credily is built to use only the information needed to give you useful recommendations.
WHO IT'S FOR
Credily is for everyday spenders who want to get more from the rewards cards already in their wallet — whether you're optimizing travel points, chasing cash back, or just tired of wondering if you used the right card.
START FREE
Add the credit cards you carry and explore nearby card recommendations without a subscription. Upgrade to Credily Pro for bank linking, past spending insights, and Ask Credily.
A FEW NOTES
Credily provides informational recommendations only and is not financial advice. Rewards and eligibility can vary by card issuer, merchant, and offer terms. Final rewards depend on issuer rules, merchant coding, active offers, and account eligibility. Credily does not issue credit cards, does not process payments, and does not guarantee rewards.
Credily Pro is an optional auto-renewing subscription. Pricing and any eligible trial offer are shown in the app before you subscribe. Payment is charged to your Apple Account at confirmation of purchase, or after any applicable free trial. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel your subscription in your Apple Account settings.
Terms of Use: https://credily.prodygyn.com/terms
Privacy Policy: https://credily.prodygyn.com/privacy
Bug fixes and performance improvements.
The developer, Credily, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- PRODYGYN CORP
- Size
- 52.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Location
- This app may use your location even when it isn’t open, which can decrease device battery life.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Credily Membership $7.99
- Copyright
- © 2026 PRODYGYN Inc.