moneyfreedom
Your daily spending coach
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Daily spending coach that tells you your safe-to-spend amount every morning.
Money Freedom — your daily spending coach.
Stop wondering if you can afford something. Every morning, Money Freedom tells you exactly how much you can safely spend today — and still reach your financial goals.
HOW IT WORKS
Enter your monthly income, your fixed bills, and any savings goals. That's it. Money Freedom calculates your Safe-to-Spend amount every day, automatically adjusting as the month progresses.
WHAT MAKES IT DIFFERENT
No categories. No complex budget spreadsheets. Just one number that tells you your daily financial freedom — so you can make confident decisions.
KEY FEATURES
• Daily safe-to-spend calculation — always know your spending limit
• Smart goal tracking — save for vacations, emergencies, a new car, and more
• Automatic recalculation — spend more one day, the app adjusts the rest of the month
• Emergency fund runway — see exactly how long your savings would last
• Monthly savings summary — watch your discipline pay off
• Encouraging daily coach messages — stay motivated, not stressed
YOUR FINANCIAL GOALS
Set objectives with deadlines and let Money Freedom tell you if they're achievable — and what impact they have on your daily budget. Emergency Fund, Family Vacation, New Car, Home Fund — all tracked automatically.
PRIVACY FIRST
All your data stays on your device. No account required, no cloud sync, no ads.
Start your free trial today and discover your daily money freedom number.
SUBSCRIPTION
Money Freedom Premium is available as a monthly or annual auto-renewable subscription.
• Monthly: $9.99/month
• Annual: $69.99/year (save 42%)
Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your App Store Account Settings at any time.
Privacy Policy: https://smart-recruiter.ai/moneyfreedom-privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Daily safe-to-spend calculation
• Smart goal tracking with deadlines
• Emergency runway indicator
• Monthly savings summary
• English and French support
• Performance improvements and bug fixes
The developer, GeniusTalks, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Geniustalks, Co.
- Size
- 32.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium - Yearly $69.99
- Premium - Monthly $9.99
- Copyright
- Copyright © 2026 Geniustalks. All rights reserved.