Moni is easier to use in version 1.3.3. We simplified navigation, redesigned Recurring, Owed, and Shared Expenses, added more useful Overview insights, and improved reminders, account editing, and transaction entry.

New Premium budget insights to review spending history and compare periods. Budget previews in Overview. Improved Premium reports with interactive charts and filters. Apple Pay and Quick Expense shortcuts now included in Free

Moni 1.3.1 makes your finances easier to explore. Monthly Recap now highlights your top subcategories in the app and PDF. Settle up supports more flexible ways to split shared expenses. We’ve also refreshed Accounts and Profile, made past-period summaries clearer, and polished scrolling and empty states throughout the app.

Explore your balance history, navigate accurate financial periods, and manage recurring subscriptions more reliably.

Owed Center now makes payment flows easier to understand. Record money received, pay a debt from one of your accounts, use a card payment already in Moni, or record that you paid for someone else—with a clear preview before saving. Payments already recorded in Moni can now reduce an Owed balance without moving account balances twice. Removing the link reopens the debt while keeping the original payment intact. Balance adjustments now preserve the currency you entered, Advanced Search keeps totals separate by currency, and transaction editing, account selection, scrolling, and reliability have been improved across Moni.

Multi-currency totals are now easier to review. Set an exchange rate for a period in Overview and Reports without changing your transactions or balances. Credit card adjustments now support previously used currencies, and Advanced Search includes subcategories and clearer income, expense, average, and transaction totals. We also improved date filters, Wallet automation instructions, scrolling, and visual consistency across Moni.

Members and Settle up now make shared expenses easier to review. Confirm who shares expenses without a split and preview the result before preparing an adjustment. Debt coverage now keeps both accounts in sync, supports multiple currencies, and can be reviewed or undone from transaction history. Tap a recurring reminder to review, record, or skip the related payment. Account histories stay smooth even when scrolling through many transactions.

Budget sections are easier to open and navigate, even with larger histories. Overview now shows placeholders while your period summary loads instead of briefly showing zero. Card payments display more consistently across Activity, Recent, and account details.

• Record card payments in the currency applied to your card, even when the funding account uses another currency. Review the debit and exchange rate before saving. • Period summaries now match your cutoff dates, with a separate show/hide control for past periods. • Clearer bank and debit-card labels, plus improvements to account lists with many groups.

Moni 1.2.4 makes shared finances clearer. - Find Household more easily and understand what you can share. - See who paid what across your selected accounts. - Review shared expenses and record when someone pays their share with the redesigned Settle Up experience. - Track money owed more accurately when a transaction and its account use different currencies. - Enjoy visual, performance, and reliability improvements throughout the app.

Moni 1.2.3 makes getting started clearer and managing your money smoother: • A redesigned, interactive onboarding experience with clearer currency and financial month setup. • Smoother budget planning and more reliable reordering of budgets, account groups, categories, and subcategories. • Improved Owed Center loading, empty states, navigation, and owed split entry with Moni’s numeric keypad. • More reliable Apple Pay automation launches, including when Moni starts from the background or is closed. • Refined update prompts, animations, performance, and general stability.

Moni 1.2.2 brings stability improvements and a clearer way to organize your money: • Track income receivables and record collections without losing context. • Recurring transactions with a past start date now schedule the next payment correctly. • Activity, search, and Recent are more consistent and avoid reversed or deleted movements. • Reorder budgets, categories, account groups, and accounts more reliably. • Improved navigation, exports, and Apple Pay automations.

Thank you for reviewing Moni version 1.2.1. This build improves personal finance tracking, Activity performance, monthly Calendar coverage, and the Owed Center repayment flow. The app does not connect to bank accounts or initiate financial transactions. Users manually record and manage their own financial information. Apple Wallet / Shortcuts automation, when available to Premium users, only opens an editable transaction draft. It never saves a transaction automatically; the user must review and explicitly save it in Moni.

• Capture Apple Wallet purchases with a new optional Shortcuts automation. Review each transaction before saving. • Enjoy a faster, clearer Activity experience. • See account balances and multi-currency credit card details more clearly. • Improved account privacy indicators and everyday reliability.

Moni 1.1 makes it easier to understand your finances and manage what comes next. • New Monthly Recap with charts, key spending insights, and a shareable PDF • Improved recurring payments, subscriptions, upcoming payments, and autopay controls • Clearer loan setup, tracking, payments, and reversals • More reliable Quick Expense shortcuts • Smoother app startup and navigation • Improvements to reminders, authentication, account recovery, and overall reliability • Additional visual refinements and bug fixes