Planned, or not. Give yourself a wants number on the 1st; Home shows wants spent against it, the small stuff under $25 in one line, and big purchases ask once when they land: planned, or not. Business spend stays out of your month. • Transactions: where it went, as cards — wants, small purchases, categories and money moved, each a tap from its list. • Vape, cannabis and liquor purchases go to categories you choose, each kind its own, from a row you can reopen. • Eating out is its own category. • Merchant rules match the merchant name, with a one-tap fix for rules that catch too much. • A weekly check-in — Sunday's wants, Monday's number. • Home leads with what's left to spend; days, months, cards and net worth one tap each. • Accounts: one plate per bank, one balance, one word per row. • Your next 30 days, week by week — tap a week for the details. • Your profile picture: pick an avatar or use your own photo. • Categories have their own colours now. Green, red and amber mean only one thing each: good, over, attention. • Springs that answer your thumb, and a Motion setting if you'd rather they didn't. • Connecting a bank is a shorter read: four facts up front, full details one tap away. • Story asks before it sends anything to our AI provider. • Cancel or manage your plan in one tap. • Smoother statement imports across more banks, plus legibility fixes. Thanks for the notes you send us — we read every one.

BudgetOS is now on your Home Screen. SIX NEW WIDGETS (small, medium and large sizes) • Yesterday — yesterday's total, top categories and a 3-day trend. • Left to Spend — the room left in this month's budget, also on your Lock Screen. • Coming Up — your next bills and when they land. • Where it's going — spending by category, closest to its limit first. • Goals — how far along each of your goals is. • Quick Stat — choose the number you want at a glance (iOS 17+). Amounts hide automatically while your phone is locked. MORNING RECAP Your first open of the day starts with a quick Yesterday sheet — pull it up for a day-by-day look at the past 3 days, including your biggest purchase. SMOOTHER TRANSACTION EDITING Fixed a bug that could dismiss the keyboard mid-word while editing a transaction, plus smaller polish across the form.

• Fixed a crash that could make BudgetOS unusable after your monthly Money Note was generated. Updating clears it. • You can now report AI-written text. Your Money Note and your Story each have a Report link if something reads wrong, unhelpful, or inappropriate. • Clearer messages when a purchase or a restore can't be completed.

BudgetOS 2.0 — the biggest update we've ever shipped. Your spending has a story. Start reading it today. YOUR BANKS, CONNECTED Link your Canadian banks and new transactions arrive on their own — already categorized, ready to check. Read-only: BudgetOS can see your accounts, never move your money. And your bank login stays with your bank. MEET STORY (Premium) Ask about your spending, budgets and goals in plain words — answered from your own numbers, never generic tips. Story describes your data; it doesn't give financial advice. YOUR MONTH, READ BACK TO YOU (Premium) At the start of each month your Money Note lands: one win, what changed, and one move worth making — written from your own figures. HONEST MATH Card payments and e-transfers between your own accounts are filed as money you moved — never counted as spending. Your totals finally add up the way the month actually felt. AND THE REST • Recurring, rebuilt — what repeats, what's due next, and what it costs you over a year. • Search that understands what you're actually asking for. • Every category wears its own emoji, on every screen. • Prefer not to connect? Statement import still reads RBC, TD, CIBC, Scotiabank, BMO, Amex and Wealthsimple right on your device, to the penny. Free stays free — imports, budgets and your number. Plus and Premium are there when you want more.

New in this update: • Import Capital One 360 savings and bank-account statements (PDF) • Import Discover credit-card statements (PDF) • Clearer privacy policy: plain-language wording on data deletion and the privacy laws that apply to you As always: statements are parsed right on your device, and imports reconcile to the penny.

BudgetOS — cleaner names, faster fixes, and Amex support. REAL MERCHANT NAMES • “STARBUCKS #### TORONTO ON” now simply reads “Starbucks” — across Transactions, Bills, and your budgets. Tap any transaction to see exactly what your statement said. IMPORTS THAT FIX THEMSELVES • If a statement can’t be read, BudgetOS now repairs the reader while you watch — most fixes land in minutes, and you can import the result right there. Takes longer? We’ll notify you the moment it’s ready. • American Express statements are now fully supported. A LITTLE MORE PRIVATE, AGAIN • Statement files you choose to send us for troubleshooting are now automatically deleted after 90 days. AND THE DETAILS • Coming back after an update? A quick spotlight now walks you through what’s new, right where it lives. • Fixed calendar day-cell rendering, favourite-star visibility, and statement links on generic imports. Thank you for using BudgetOS — we read every piece of feedback.

A small housekeeping update while we work on something bigger. • Under-the-hood groundwork for faster, more reliable statement imports — coming in the next update. • Better diagnostics so we can find and fix import problems sooner. • General reliability and performance improvements. Thank you for using BudgetOS. We read every piece of feedback.

This is a big one — everything we've built since your last update, focused on making BudgetOS truly yours. MAKE IT YOURS • Customize your Home: choose Simple, Standard, or Detailed — then hide the sections you don't use and reorder the rest. Your "money left to spend" stays pinned up top. • A new envelope-style Budget: see what's left to spend and exactly where your money's going at a glance. Switch to Detailed for the on-track ring, monthly trend, and income allocation. • A quick, interactive walkthrough shows you how to set it all up the first time. SEE YOUR SPENDING CLEARLY • New full-page Spending overview — track trends across every account over weeks or months, and tap any bar or category to dig in. • Tap any budget category to see its transactions, trend, and linked bills in one place. • Redesigned Transactions tab with quick Categories and Customize controls and clearer spending vs. income totals. SMARTER WITH YOUR MONEY • Income now sorts into Salary, Self-employment, Investments, Benefits, and Refunds. • Build your own categorization rules with a live preview of what they'll match. • "What's your number?" reveals what a habit is really costing you — and lets you share a clean summary. • Hundreds more merchants are categorized automatically. MORE RELIABLE IMPORTS • If a statement won't import, BudgetOS now works behind the scenes to learn its layout and get your transactions in — then notifies you when they're ready. Adds support for Capital One (US) and US TD Bank. • Fixes: undoing an import now fully removes the statement, and deleting a rule re-sorts the transactions it changed. Thank you for using BudgetOS. We read every piece of feedback.

New in this update: • Suggest a feature — tell us what to build next, right inside the app. Open More → "Suggest a feature," send your idea, and we'll read every one. • More reliable notifications — bill, budget, and reminder alerts now stay accurate when you switch between accounts, and arrive only when they're actually useful (no filler). • Stability and performance improvements under the hood. Thanks for helping shape BudgetOS — keep the suggestions coming.

Our biggest update yet — a major reliability fix plus everything we've been building. • Fixed an issue that could cause balances and totals to display incorrectly. Your numbers are now accurate and rock-solid. • New calendar view for your transactions, with a colour-coded spending heatmap. • Plan ahead with a projected payment calendar for bills, subscriptions and your own expected expenses. • Redesigned Bills and Budget screens — cleaner, clearer, faster. • Create budget categories right where you need them. • Make it yours: light/dark/auto themes, accent colours and a customizable home screen. • Export your transactions to CSV by any date range. • More accurate statement imports across more banks. Thanks for using BudgetOS — we read every piece of feedback.