Marnie: AI Expense Tracker
Budget Planner & Money Manager
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Say what you spent, log it with Siri or capture Apple Pay purchases, and see what's safe to spend before payday. No bank login needed. Free to start.
Marnie is an AI expense tracker and budget planner that works without linking your bank. Say what you spent, log it with Siri or capture Apple Pay purchases with Shortcuts. Marnie sorts each expense, learns from your corrections and shows what's safe to spend.
LOG SPENDING IN SECONDS
• Say it: "Lunch was 18 dollars." Check the details and save.
• Ask Siri to add an expense to Marnie.
• Capture Apple Pay purchases with a Shortcuts automation, then open Marnie to finish saving them.
• Scan a receipt or a statement screenshot, or type it in.
KNOW WHAT'S SAFE TO SPEND
Safe to Spend sets aside upcoming bills, savings goals and an emergency buffer, so the number you see is money you can actually use. Keep it on your Home Screen with widgets.
BUDGETS THAT FIT YOUR PAY CYCLE
Set spending limits by week, fortnight, month or year and get an alert at 80%. See bills, income and goals ahead on the money calendar.
BILLS AND SUBSCRIPTIONS
Marnie spots recurring payments, reminds you before bills are due and flags subscription price rises and duplicates.
ASK MARNIE
Ask "How much did I spend on food this month?" and get an answer from your own records. Choose Local, Automatic or Cloud AI in Settings.
CATEGORIES THAT LEARN
Fix a merchant or category once and Marnie remembers it for next time.
YOUR RECORDS STAY ON YOUR IPHONE
Your ledger is stored on your device. Cloud backup is optional, with an optional recovery key for end-to-end encryption. No bank login, and Marnie never moves money.
ALSO INCLUDED
• 46 currencies for travel and foreign spending
• Savings goals, net worth and a credit card payment plan
• Search every transaction by merchant, amount, category or note
• Home Screen widgets and Control Center controls
FREE TO START
Download Marnie free and track as much as you like by hand, voice or receipt scan. Free includes a monthly allowance of automatic captures and cloud AI. Marnie Pro (weekly, monthly or yearly) removes the automatic-capture cap, raises cloud AI allowances and extends forecasts to 60 and 90 days. A Marnie account is required.
Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://marnieapp.vercel.app/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Thanks for using Marnie! This update includes bug fixes and performance improvements.
The developer, Sara Ghazanfar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Sara Ghazanfar
- Size
- 91.1 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- In-App Purchases
Yes
- Marnie Pro Yearly $44.99
- Marnie Pro Monthly $5.99
- Marnie Pro Weekly $1.99
- Copyright
- © 2026 Marnie