Nexus Planning: Money & Debt

Private budget & net worth

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Budgets, net worth, debt payoff, and investing in one private planner. No accounts, no cloud - your data never leaves your phone. Import statements, plan ahead. Nexus Planning is your complete financial picture — budgets, net worth, debts, investments, and insurance — planned entirely on your phone. No account to create. No bank logins. No servers. Your financial data lives in one place: your device. PRIVATE BY DESIGN • Works fully offline — nothing is uploaded, ever • No sign-up, no tracking, no analytics • Optional Face ID lock • One-tap encrypted-device backups you control • The only network call: stock tickers fetch public prices (no account info involved) KNOW WHERE YOU STAND • Net worth from your real accounts, investments, and debts • Home & auto equity: link a mortgage to your house and watch equity grow with every payment • Investment portfolio with live prices — import positions straight from a brokerage PDF statement CRUSH YOUR DEBT • Payoff planner compares avalanche vs. snowball and shows your debt-free date • Student loans: PSLF tracking counts your qualifying payments and factors forgiveness into the plan • Mortgages with escrow handled correctly — only principal reduces the loan • Schedule payments and they post automatically, interest and principal split for you EFFORTLESS TRACKING • Import bank or card statements as PDF, Excel, or CSV — reviewed before anything is saved, file deleted after • Recurring bills compress into one line with full history inside • Paychecks modeled gross to net, auto-posted on payday • Budgets by category with a suggested starter plan PLAN AHEAD • “Can I afford it?” — test a car or big purchase against your real cash, budget, and debt load • 12-month cash-flow forecast • Retirement projection and compound-interest calculator • Savings goals with the monthly amount needed to hit them • Life & disability insurance checkup: is your coverage enough for your debts and income? BUILT FOR HOUSEHOLDS • Share a snapshot with your partner’s phone — view-only, no accounts, nothing leaves your devices Set up in minutes with a guided walkthrough — and skip anything you like.

Ratings & Reviews

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The developer, Synaptic Collaborations LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Synaptic Collaborations LLC
    Size
    54 MB
    Category
    Finance
    Compatibility
    Requires iOS 16.4 or later.
    • iPhone
      Requires iOS 16.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © Synaptic Collaborations LLC
  • Developer Website
  • Privacy Policy

    • More by Synaptic Collaborations LLC

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