Marlo: Budget Expense Tracker
Safe to spend & savings goals
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Know exactly what's safe to spend — before you spend it.
Marlo does one honest calculation: your income, minus fixed costs, minus your budgets, minus what you're saving. What's left is your Safe to Spend — the money you can enjoy right now, guilt-free. No spreadsheets. No shame. Just a clear number.
Most budgeting apps tell you what you spent. Marlo tells you what you can spend. That's the difference between anxiety and permission.
SAFE TO SPEND, FRONT AND CENTER
Open the app and the first thing you see is one big number: what's genuinely free to spend this month. It updates live as you log. Green means go. In the red? The app sits with you — it never scolds.
BUDGETS THAT MAKE SENSE
Give any category a monthly budget and watch a simple, colorful card fill up as you spend. Rent, groceries, coffee — see where you stand at a glance.
SAVINGS JARS FOR THE THINGS YOU WANT
Name a goal, give it a target, and add money whenever you can. Set a monthly amount and Marlo shows you the exact date you'll hit it. A trip, a home, a safety net — turn a dream into a plan.
SET IT AND FORGET IT
Add your paycheck and fixed bills once as recurring items. Your Safe to Spend works from day one — no re-entering the same numbers every month.
A GENTLE DAILY NUDGE
One optional reminder a day. Ten seconds to log keeps your number honest. That's the whole habit.
PRIVATE BY DESIGN
Everything lives on your device. No account, no sign-up, no cloud. Your money is nobody's business but yours.
— FREE FOREVER —
Logging is never capped. The free plan includes:
• Unlimited transaction logging
• Your live Safe to Spend
• Recurring income & bills
• 2 category budgets
• 1 savings goal
• Daily reminder
— MARLO PRO —
Upgrade when you want more room:
• Stats: spending trends, month-over-month, kept-rate, weekly review, and your full category breakdown
• Browse any past month
• Unlimited category budgets
• Unlimited savings goals
• Create your own custom categories
• Custom themes, colors & icons
• Export all your transactions to CSV
• Every future Pro feature
Pro pricing:
• Monthly plan
• Annual plan (best value)
Spend wisely, not blindly. Marlo is the calm, honest money app that shows you what's really yours to enjoy.
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Subscription details:
Marlo Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription.
Privacy Policy: linked in-app (Settings › Legal)
Terms of Use: linked in-app (Settings › Legal)
Support: contact@theanicca.com
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
Your very first logged expense now gets confetti — and Marlo leaning in to say so.
Starting is the hard part. Marlo notices when you do.
The developer, Anicca LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ANICCA LLC
- Size
- 17.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 3 more
- English, German, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Marlo Pro Monthly $6.99
- Marlo Pro — Lifetime $39.99
- Marlo Pro Annual $29.99
- Marlo Pro Annual Intro $24.99
- Copyright
- © 2026 ANICCA LLC