Budget Circle
Household budget by category
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Set a monthly limit for every category, from food and housing to one you create, and see what's left before you spend.
Budget Circle helps you run your household budget in one simple app: what came in, what went out, and what is actually left.
PLAN BY CATEGORY
Set a monthly limit for the categories you really spend on, like Food, Housing, Utilities, Transportation and Shopping. Watch each one fill up as the month goes, with a clear remaining figure and an at-a-glance status.
MAKE THE CATEGORIES YOURS
The built-in categories cover the basics. If your household spends on something else, create your own category and budget it the same way.
SEE WHERE THE MONEY WENT
Every plan includes the Monthly Summary and Savings Progress reports. Premium adds category breakdowns, month-to-month trends, previous-month comparison, year-to-date totals and the Transaction History report.
SHARED AND PRIVATE VIEWS
Mark each entry as shared to your Circle or private to you, then switch between the Family, Private and All views. These are organizational views over your own records. Sharing a Circle with other people is not available in this version.
TRIPS & EVENTS
Give a trip, event or dinner its own budget, separate from the monthly household plan. Planning a trip abroad? Set a planning currency and Budget Circle shows an estimated conversion using current rates, so you can size the budget before you go.
SAVINGS GOALS
Set goals, track progress, and see roughly how much to set aside each month to stay on track.
SMART ADVISOR (PREMIUM)
Pick a question, such as "Can we afford this?", "Summarize this month" or "What should we improve?", and get clear guidance calculated on your device from the records you have entered. Starter includes a preview.
ADD IT FAST
Use the quick actions for income, expenses and savings. With Premium, type an expense in natural language with Smart Add.
WHAT IS FREE
Budget Circle Starter is free: 2 active Circles, 2 active Trips & Events, 2 active savings goals, shared and private tracking, the dashboard and current-month report with charts, an Advisor preview, the Classic and Dark themes, and demo mode. Archived and completed items don't count toward active limits.
OPTIONAL SUBSCRIPTIONS
Budget Circle Premium: 3 active Circles and 5 active Trips & Events, unlimited active savings goals, Smart Add text, Advisor summaries and advice, 15 Advisor actions a month (fair use) for afford checks and report insights, full reports and charts, and all standard themes.
Budget Circle Elite: everything in Premium, plus 10 active Circles, 30 active Trips & Events and 100 Advisor actions a month (fair use).
Subscriptions are auto-renewable and billed to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.
Privacy Policy: https://budgetcircle.emlabscorp.com/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Budget Circle now keeps track of what your household actually has.
• Household funds: count what you have once, and it carries forward month to month. A monthly review shows what came in, what went out, and any expenses you haven't paid yet, so you can record payments as you make them.
• Made for iPad: every screen now uses the space on iPad, including side-by-side and resized windows.
• Works without a connection: expenses you add offline stay on this device and are saved to your account when you're back online. If one can't be saved, the app tells you.
• Fixes: an expense added right after opening the app now counts under the right category, and Reports shows category names even when you open the app offline.
The developer, Neil Ong, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Neil Ong
- Size
- 18.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Elite Yearly $79.99
- Elite Monthly $9.99
- Premium Yearly $39.99
- Premium Monthly $4.99
- Copyright
- © 2026 Neil Ong
