Faster app — Calendar, Transactions, Analytics, and Achievements now load and scroll noticeably more smoothly New: Backup & Restore — save all your data with one tap, browse a backup history, and turn on automatic backups every 7 days Exporting and restoring backups is now more reliable Calendar now adapts properly when you rotate your device New default theme: Dark

- Balance & Accounts — Add your bank accounts and cards, then see your total balance at a glance right at the top of the app. - Budgets — Set monthly spending limits per category and track your progress with live budget rings right on your Dashboard. - Redesigned Analytics — A brand-new Overview dashboard, category progress bars, stacked cash-flow charts, and a new Loans tab. - Automatic Merchant Icons — Recognized icons for your favorite banks, stores, and services now show up in Calendar, Transactions, and Analytics. - Voice Control for Budgets — Create budgets just by speaking, same as transactions. - Onboarding Refresh — New walkthrough pages for Balance, Budgets, and Voice Control. - Various bug fixes and polish.

- New category breakdown chart — Analytics and the monthly summary now show a clean donut chart of your top spending categories, including your custom categories with their own icons and colors - Fixed: credit card payments now use your selected currency instead of always showing USD - Fixed: cards in Wallet now sort correctly by upcoming due date - Fixed: widgets no longer show closed/inactive cards, and cards without a fixed minimum payment now show "Payment due" instead of a misleading $0 - Added haptic feedback across the app — buttons now give you a subtle tap response - Small animation on the calendar to make it clearer you can tap the month/year to jump around - Under-the-hood improvements and bug fixes

New: Set a custom repeat schedule for regular expenses — choose exactly when your bills recur - Fixed an issue where the selected currency wouldn't stick after switching

- Various bug fixes and stability improvements - Localization improvements across all supported languages - Improved the "Delete All Data" function for a more thorough reset - Strengthened security protections behind the scenes

- New: Loans module — track auto, personal, and business loans with full payment history and calendar integration - New: Try VaultHub instantly with Demo Mode, loaded with realistic sample data, no risk to your real numbers - New: Create custom categories with your own name, icon, and color to match how you actually spend - Set up recurring income and bills once, and VaultHub handles the rest automatically - Fixed an iCloud sync issue that could cause data loss after reinstalling the app - Redesigned bottom navigation with a cleaner layout and refreshed icons for faster access - General bug fixes and performance improvements

What's New in Version 1.2 Recurring Transactions Set expenses and income to repeat automatically — weekly, biweekly, monthly, or yearly. Add an optional end date and never manually log the same transaction twice. Achievements Unlock 50 achievements across four tiers: Easy, Medium, Hard, and Legendary. Earn XP as you build better financial habits. Hit milestones to unlock exclusive app themes. Carbon Theme A brand-new dark theme inspired by NFS Carbon — dark charcoal surfaces with orange fire accents. Unlock it by earning achievements. 10 Languages VaultHub now speaks your language. Added Spanish, Ukrainian, Portuguese (Brazil), French, German, Italian, Japanese, and Korean on top of English and Russian. 12/24-Hour Clock Switch between 12 and 24-hour time format in settings — takes effect instantly, no restart needed. Smarter Credit Cards Card balance updates automatically when you log an expense. Pick your card right from the add transaction screen. Due dates appear in the calendar up to 18 months ahead. Transaction Reminders Set a reminder on any individual transaction — get notified 7 days, 3 days, 1 day before, and on the day itself. Trash & Recovery Deleted transactions now go to trash first. Restore anything within 30 days or delete permanently. Bug Fixes & Performance Fixed OCR receipt save flow. Fixed theme switching in settings. Removed duplicate credit card transactions from analytics.

- Multi-currency support — set your default currency once, applied everywhere - New fullscreen Menu with sections and smooth navigation - New Settings screen with Language and Currency drill-down - Upcoming Bills widget — see next credit card due date on home screen - Lock Screen widgets — today's spend ring and next bill at a glance - Dark mode fixes across all screens - SideMenu now works correctly on iPhone 15 / Dynamic Island - Zero balance option when adding credit cards - App update banner — know when a new version is ready - Performance improvements and bug fixes