Flow 1.1 is a redesign of every tab, built around one question per screen. Home • One "Safe to spend" number for today, with a clear on-track or overshooting verdict • Up to three things that need attention: a bill due, a budget exceeded, a spending spike • A daily bars view of the month so you can see where the money went Add • Cross-currency entries show both amounts, yours and what the account was charged. Tap either one to edit it. • Manual corrections are kept, and your bank rate is remembered when you change the amount Plan • Bills, Budgets, Goals and Debts as separate views • Bills grouped by Overdue, This week and Later this month • Budgets show whether you are on pace, not just the total • Goals show the monthly amount needed to reach your target, with one-tap contributions • Debts are now your loan and credit accounts, with payoff projections Activity • One screen: month totals, a comparison with last month, category chips and the full list • Swipe right on any transaction to repeat it • Swipe the totals card to change month Accounts • Grouped by Spending, Saving and Owed, with 30-day trends on every account • New "Owed to me" account type for money you have lent • Net worth and cash flow charts in one place Also • Every total is now converted into your main currency using the rate of the transaction's day • Backups include your settings and exchange rates, so a restore looks exactly like the original • A first-account step in onboarding • Settings regrouped, with the current value shown on every row • Dozens of fixes for multi-currency accounts, including transfers and loan balances