baby.money
Invest in your child future
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Build your child's future. Before they ask for it.
baby.money is India's first investment app built specifically for parents. Open a dedicated investment account in your child's name, start a SIP in minutes, and turn birthday cash from grandparents into a fund for college, marriage, or their first big dream.
WHY PARENTS CHOOSE BABY.MONEY
• Active in minutes: Add your child with just their birth certificate. No PAN, no waiting, no paperwork drama.
• Dedicated child accounts: Every child gets a ring-fenced investment account under your custody as guardian. No mixing with your own portfolio, ever.
• SIP autopilot: Set a SIP once. And build the required amount easily over time. And yes, you can set Birthday SIPs.
• Turn gifts into growth: When relatives gift cash on birthdays or festivals, invest it in seconds, right from the app.
• Growth projections: See what your child's corpus could look like at 18, 21, or 25, at a glance.
• Curated fund shelf — Hand-picked funds from SBI, HDFC, ICICI Prudential, Axis - so you're never guessing.
• Smart alerts — Know when to top up and never miss an opportunity for your child.
• One dashboard, every child — Track every account and every milestone for all your children in a single view.
• Guided tax benefits — 80C deductions on the way in, LTCG/STCG guidance on the way out. We walk you through every tax touchpoint.
TWO WAYS TO START
baby.money is built for SIP investing. Best suited for children under 13. Set it, forget it, and let compounding do the work including optional Birthday SIP top-ups.
HOW IT WORKS
1. Download baby.money and create your account.
2. Add your child's details: just the basics, no PAN or bank account needed for them.
3. Confirm your own KYC as parent or guardian.
4. Pick a fund, set your SIP amount and date, and start investing.
FULLY SECURED AND COMPLIANT
baby.money provides SEBI-regulated mutual funds and is an AMFI-registered distributor (ARN-357176: Fluential Wealth Technologies).
Your child's investments are held via registrar-tracked folios in their name, under your guardianship, never commingled.
baby.money is built for parents and guardians who invest on behalf of a minor. It is not directed at or intended for use by children.
Questions? Write to support@baby.money: we read every email.
Mutual fund investments are subject to market risk. Please read all scheme-related documents carefully before investing.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Every child's SIP, at a glance, in one place.
- Your child's document always at your fingertips.
- Remember your last payment method for you.
The developer, Fluential Wealth Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Fluential Wealth Technologies Private Limited
- Size
- 51.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Fluential Wealth Technologies Private Limited