SpendNivo: AI Expense Tracker

Budget Planner & Money Manager

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Track expenses, forecast cash flow, and manage budgets securely. Meet SpendNivo, your premium AI-powered personal finance assistant. Start your free trial today! Take control of your financial future with SpendNivo, the premium AI-powered personal finance and expense tracker. Designed to simplify money management, SpendNivo combines state-of-the-art AI intelligence, cash flow forecasting, and encrypted document storage into one beautiful, intuitive app. Whether you want to optimize your monthly spending, visualize cash flow projections, or automate budget planning, SpendNivo provides all the tools you need to build long-term wealth. KEY FEATURES: • AI FINANCIAL ASSISTANT & CHAT Get instant answers to your complex financial questions. Ask SpendNivo's intelligent AI about your spending habits, request personalized budget tips, or receive detailed cash flow analyses on demand. • AUTOMATED EXPENSE TRACKING & CATEGORIZATION Log transactions instantly and let our smart engine automatically categorize your spending. Keep an accurate, real-time record of where every dollar goes. • CASH FLOW FORECASTING Look into the future of your finances. SpendNivo analyzes your historical spending and upcoming obligations to project your future cash flow, helping you avoid surprises and plan purchases confidently. • BUDGET PLANNER & SAVINGS GOALS Set realistic weekly, monthly, or yearly budgets for various categories. Monitor your progress with beautiful progress indicators and stay motivated to achieve your custom savings goals. • SECURE DOCUMENT & REMINDER VAULT Keep your critical financial documents safe. Securely store digital copies of bills, receipts, contracts, and warranties in your encrypted vault. Set custom alerts so you never miss a payment or warranty expiration date. • LOAN & DEBT TRACKER Easily track outstanding loans, interest rates, and payback schedules. Know exactly when you will be debt-free. • PREMIUM ANALYTICS & REPORTS Visualize your financial health with interactive pie charts and custom reports. Analyze merchant patterns, payee insights, and recurring obligation forecasts to cut unnecessary subscriptions. • PRIVACY-FIRST FINTECH Your data security is our absolute priority. SpendNivo uses industry-standard encryption to secure your financial information. Your data remains yours. Say goodbye to messy spreadsheets and manual notebooks. Download SpendNivo: AI Expense Tracker today and start making smarter financial decisions. SUBSCRIPTION INFORMATION Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings. Privacy Policy: https://noviq-a153f.web.app/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Enhanced Subscription Flow: Check out our redesigned Upgrade screen! You can now easily switch between Basic and Pro tiers using a segmented tab control to choose the plan that best fits your budgeting needs. Improved Cloud Backups: We resolved connection issues with Google Drive. Backing up and syncing your workspaces is now faster, more reliable, and completely secure. App Stability: Performance improvements, security updates, and bug fixes across the workspace management and sync engines.

Version 1.0.1

The developer, Invention Hill, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Invention Hill
    Size
    114.7 MB
    Category
    Finance
    Compatibility
    Requires iOS 13.0 or later.
    • iPhone
      Requires iOS 13.0 or later.
    • iPad
      Requires iPadOS 13.0 or later.
    • iPod touch
      Requires iOS 13.0 or later.
    • Mac
      Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    In-App Purchases
    Yes
    • Pro Yearly (SpendNivo) $49.99
    • Pro Quarterly (SpendNivo) $12.99
    • Pro Monthly (SpendNivo) $4.99
    • Basic Yearly (SpendNivo) $29.99
    • Basic Quarterly (SpendNivo) $7.99
    • Basic Monthly (SpendNivo) $2.99
    • Learn More
    Copyright
    © @SpendNivo: AI Expense Tracker 2026
  • Developer Website
  • Privacy Policy

    • More by Invention Hill

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