Larder: Cash Envelope Budget
Budgeting by paycheck, no bank
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
No bank login. No spreadsheets. Just envelopes that fill as you stuff cash — Larder plans every paycheck before you spend it.
Larder is a money-planning app built on the cash-stuffing method — give every paycheck a job before you spend it.
Plan your income into envelopes, watch the cash level rise as you stuff each one, and always know what's left to spend. No bank login. No spreadsheets. Just a calm, deliberate plan you actually keep.
PLAN EVERY DOLLAR
- Split each paycheck into envelopes — rent, groceries, fun, savings goals
- Watch the liquid fill as you stuff cash in; it drops as you spend
- Whatever you don't assign stays in hand until you give it a job
SEE WHERE IT GOES
- Budget vs. spent on every category, at a glance
- Spending history and breakdown by category
- Fixed bills carry their own due date and settle themselves on the day
SAVE ON PURPOSE
- Savings goals you fund a little each payday (not all at once)
- Sinking funds for trips, gifts, anything with a deadline
- Pay down debt with a clear payoff date
NO BANK REQUIRED
- Manual by design — nothing to link, nothing to reconcile automatically
- Your money stays private; we never see your accounts
- Works offline, syncs across your devices with Sign in with Apple
LARDER PRO (optional)
- Forecast Trajectory — where your savings and payoffs are heading, with range bands and what-if sliders
- Spending pace — the day this cycle runs dry, and what a different daily rate would change
- Ask the analyst about your own envelopes in plain language
- Multi-cycle trends and your typical spend range
- Unlimited spending envelopes
Free to use for the full budgeting core. Pro is a subscription — yearly with a 7-day free trial, or weekly; cancel anytime in Settings. Subscriptions auto-renew unless turned off 24 hours before the period ends.
Privacy Policy: https://stash-privacy.vercel.app/
Terms: https://stash-privacy.vercel.app/terms
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Tuck is now Larder — same app, clearer name.
Bills pay themselves. A fixed bill settles on its due date instead of waiting for you to tap Pay, and one you genuinely missed gets flagged instead of being quietly swept away at the next payday.
Also in this update:
• Raise an envelope's budget and the money moves with the cap — the plan and the balance no longer disagree.
• The plan leads with the date each bill leaves: "Aug 3 · Rent · $1,450 goes out".
• Log a spend and it tells you what's left and what that leaves per day, wherever you logged it, with one-tap undo.
• Deep analytics is a screen of its own now, reached from Spending.
• Goal and payoff forecasts read straight — no repeated dates, no empty ranges, and the pace line stops on the day the money does.
• Faster, calmer motion across the app, and a pass over every screen for text that overflowed or sat unevenly.
The developer, yeonwoo lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Purchases
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- yeonwoo lee
- Size
- 15.7 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
English and 7 more
- English, French, German, Japanese, Korean, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly $39.99
- Weekly $5.00
- Copyright
- © 2026 Yeonwoo Lee
