FlexCheck
Budget paycheck to paycheck
$9.99 · Designed for iPad. Not verified for macOS.
Built for living paycheck to paycheck. Tick off each deposit and payment as it clears. No bank login.
FlexCheck is a dead-simple budgeting app built for one thing: making sure you have enough in your account when every bill hits — especially when you're living paycheck to paycheck.
No bank logins. No syncing. No spreadsheets. Just your bills, your paychecks, and a clear answer to the only question that matters: "Will I make it to the next paycheck?"
HOW IT WORKS
• Set up your recurring income and bills once as a Template. Every new month is pre-filled automatically — no re-entering the same items.
• As money moves, tap to clear each item. FlexCheck keeps a running total of exactly how much still needs to be in your account.
• One "Needed in Account" number tells you, at a glance, whether you're covered.
BALANCE EACH PAYCHECK
Add your paychecks with their deposit dates and FlexCheck splits your bills by which check pays them — with a subtotal and a "left over" amount for each one. Instantly see if too many bills are stacked on a single check, so you can rebalance before you overdraft. This is the part most budgeting apps miss, and it's the heart of living check to check.
FEATURES
• Pay-period view — bills grouped by paycheck, each with its own subtotal and leftover
• Bill reminders — get notified a few days before a payment, at a time you choose
• Multiple templates — keep separate setups (a normal month vs. a holiday month)
• Starting balance — enter what's in your account and see your projected balance after all bills
• Autopay & due dates — flag autopaid bills and sort everything by the day it's due
• Compare months — chart income vs. expenses over time and spot trends
• Deposit dates — know exactly when each paycheck lands
PRIVATE BY DESIGN
Everything stays on your device. FlexCheck has no account, makes no network requests, and contains zero analytics, ads, or trackers. Your financial information never leaves your phone — because there's nowhere for it to go.
MADE FOR
Anyone on a tight, check-to-check budget who wants a fast, honest picture of their money without connecting their bank or logging every coffee.
Download it and know, today, exactly what to keep in your account.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Fixes and improvements
• Fixed: Export / Back Up Data opened a blank screen instead of
the share sheet. Backups now work again.
• "Needed in Account" now shows what's still to clear this month,
and tells you separately whether your balance covers it. It
previously ignored an overdrawn balance and could read low.
• Your balance is now labelled "Balance you entered" and shows the
exact figure you typed, with the date you entered it — so you can
see at a glance whether it's still current.
• New: a deposits line shows how many paychecks have landed.
• The In account / Overdrawn toggle is now colour-coded.
• Removed the Reconcile prompt to keep the Months screen simple.
• About now shows the correct version number.
The developer, JP Media, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Joshua Puente
- Size
- 4.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Copyright
- © 2026 Joshua Puente / FrameMaker Digital
