Invest-U
Master Your Money
Free · Designed for iPad. Not verified for macOS.
Master money with interactive lessons, financial tools, investing practice, and real-world simulations, all in one free financial literacy platform.
Financial literacy for the real world.
Invest-U is a free, nonprofit platform that helps teens, college students, and new earners build lifelong money skills through interactive learning, realistic simulations, and hands-on practice.
Instead of memorizing definitions, you'll make financial decisions, experiment without risk, and build confidence before managing real money.
Master topics schools often overlook, including:
• Budgeting and cash flow
• Banking and taxes
• Saving and emergency funds
• Credit scores and debt management
• Investing and compound growth
• Retirement accounts
• Insurance and fraud prevention
• Renting, salary negotiation, and other real-world financial decisions
Lessons include real-life examples, quizzes, interactive exercises, and personalized learning paths designed for your stage of life.
Apply what you learn using 20+ built-in financial calculators and simulators, including:
• Budget Builder
• Paycheck Decoder
• Compound Growth Calculator
• Emergency Fund Planner
• Credit Score Simulator
• Debt Payoff Planner
• Student Loan Planner
• Tax Calculators
• Savings Goal Planner
• Investment Analysis Tools
Practice investing with a realistic stock market simulator featuring:
• $10,000 virtual portfolio
• Real market data
• Market, limit, stop, and trailing stop orders
• Portfolio analytics
• Watchlists and price alerts
• Performance tracking
Learning becomes a habit with:
• XP and leveling
• Daily streaks
• Achievements
• Weekly challenges
• Leaderboards
• Financial IQ scoring
• Personalized financial identities based on your decisions and learning habits
Explore realistic financial scenarios like getting your first paycheck, renting an apartment, managing unexpected expenses, choosing between job offers, and more. Then, see how your decisions shape your financial future.
Whether you're preparing for college, starting your career, or simply want to become more financially confident, Invest-U provides the knowledge, practice, and tools to help you make smarter financial decisions.
Always free. No ads. No subscriptions. Built to improve financial literacy for everyone.
New in this update:
- DECA Track: a full competitive prep module built
specifically for DECA members. Study financial
literacy concepts aligned to DECA event categories
and test your knowledge with real practice questions.
- BPA Practice Tests: Exams and calculation
exercises designed for Business Professionals of
America competitors. Covers bank reconciliation,
check labeling, credit card calculations, and more.
- Bug fixes and performance improvements.
The developer, Invest-U, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Invest-U
- Size
- 45.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Invest-U