Property Cashflow Calculator
Rental Yield, Investment & Tax
Free · Designed for iPad. Not verified for macOS.
Negative gearing changes in 2027. Analyse rental yield, cashflow, CGT and stamp duty for every Australian state. Free for your first 2 properties.
Make smarter property investment decisions.
Property Cashflow Calculator is Australia's most complete investment property analysis tool. Get instant clarity on rental yield, cashflow, tax position and long-term returns — whether you're buying your first investment property or managing a growing portfolio.
CASHFLOW ANALYSIS
• Pre-tax and post-tax monthly cashflow
• Negative gearing tax benefit calculation
• Positive gearing tax liability modelling
• Annual cashflow breakdown: income, expenses, mortgage, tax
KEY METRICS
• Gross and net rental yield
• Cash-on-cash return (after tax)
• Internal Rate of Return (IRR) — 10-year after-tax levered
• Loan-to-value ratio (LVR)
• Total return including capital growth
STAMP DUTY CALCULATOR
• All 8 Australian states and territories (NSW, VIC, QLD, SA, WA, TAS, ACT, NT)
• UK Stamp Duty Land Tax (SDLT) and US transfer tax
• 2025–26 rates built in
CAPITAL GAINS TAX (CGT)
• 50% CGT discount for assets held over 12 months
• Full sale scenario: selling costs, remaining loan, net proceeds
• Adjustable holding period and appreciation rate
10-YEAR PROJECTIONS
• Property value, equity and cashflow projections up to 30 years
• Rent growth, expense growth and appreciation assumptions
• Year-by-year cashflow table
• Loan amortisation chart
STRESS TEST
• Rate hike scenarios (up to +4%)
• Recession modelling: rent drop, vacancy, higher expenses
• Tenant default impact
• Custom sensitivity sliders
PDF REPORTS — PREMIUM
• Professional investor-grade PDF reports
• Share with your accountant, mortgage broker or bank
• Full cashflow breakdown, tax position and projections
BUILT FOR AUSTRALIAN INVESTORS
• Stamp duty for all 8 states and territories at current rates
• Negative and positive gearing with marginal tax rate input
• Depreciation deductions (Division 43 / Division 40)
• Compare two properties side by side
• AUD, USD, GBP, EUR, CAD and NZD support
FREE TO START
• Analyse your first 2 investment properties at no cost.
• Upgrade to Premium for unlimited properties and PDF export — monthly or annual, cancel anytime.
WHO IS THIS FOR?
• First-time investors evaluating their first purchase
• Experienced investors managing a multi-property portfolio
• Buyers agents and property advisors running quick scenarios
• Accountants and financial planners modelling client positions
Download free and run your first property analysis in under 2 minutes.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Deniz Demirel, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Deniz Demirel
- Size
- 1.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Investment Property