Bank bonuses read again, and nothing goes missing after a catalog update. • Every bank bonus was read again from the bank's own offer page, with new deadlines where a bank extended its offer. Bank of America's checking bonus is new. • Suggestions for what you are paying for, transfer partners and bank bonuses no longer go empty after a catalog update.

See what your cards earned, and get the answer on the first screen. • Rewards opens on what your cards earned this month. Drag across the line to read any day. A new widget shows the same figure. • Best Card starts with your earned figure and next due date, and the answer now fits on the first screen. • Track a welcome bonus on the Lock Screen and in the Dynamic Island. • A short celebration when a card is paid off, a welcome bonus is met or a bank bonus is paid. You can turn it off. • More checked cards and bank bonuses.

Log Apple Pay purchases as you pay, and see your bonus deadlines. • Apple Pay logging: a Shortcuts automation sends each Apple Pay purchase to CardLab with its amount, merchant and card. It waits in Needs review until you accept it. With Pro, the notification also shows what a better card in your wallet earns on the same purchase. Nothing leaves your iPhone. • The annual fee reminder now states the fee, the credits you used and what the card earned this year. The statement closing alert says how much to pay first so the statement reports under 30 percent of your limit. • Best Card lists your open welcome bonuses beside the answer, with the spend and the days left. • Bank bonuses: six checked US offers, the bank's own sentence on which deposits count, bonus dates on the Rewards tab, and a Lock Screen widget for your next deadline.

More checked cards, Greece, and a rate you can add yourself. • The catalog now holds 400 checked cards across 18 markets, up from 351 across 17: Greece opens with 21 cards, Hong Kong 3 to 9, Singapore 7 to 12, France 13 to 19, Italy and Mexico 11 to 14, Spain 5 to 9, Germany 9 to 10. Most figures came from the issuer's own disclosure document, not a marketing page. • Greece is a market you can browse and set up, with a purchase rate, a minimum payment and a currency conversion fee read from Greek issuers. • A card CardLab holds no reward rate for now says so, instead of implying the rates below came from the issuer. • You can enter that rate yourself. It stays labelled as yours and now counts in Best Card, the Card fee verdict, Wallet Gap, the monthly report and the widget.

Reminders that show what they saved, and a catalog that refreshes itself. • Payment reminders: when a reminder is followed by a payment you logged before the due date, the monthly report says how many days early it landed, with the dates beneath so the arithmetic can be checked. Only payments you logged count, and nothing is estimated. • Statement import: a refund is no longer read as a duplicate of the purchase it reverses, so both rows reach Needs review. • The card catalog now refreshes on the 1st and 15th of every month and reaches the app without an App Store update. A rate the issuer changes is read again from the issuer's own page. This build ships 351 cards across 17 markets.

Bank bonuses, and a lower price for Pro. • Bank bonuses: checking and savings sign-up bonuses, each read from the bank's own offer page with the date it was read. Track the one you are chasing - deposits so far, days left in the window, when the bank pays, and the first day you can close without losing it - with an alert before the window closes. • CardLab Pro now costs less, monthly and yearly, for new and existing subscribers alike. • Guides on bank bonuses and card rewards at getcardlab.app/blog.

A Rewards tab, new widgets, and a free trial. • Rewards: the Calendar tab is now Rewards. Points you hold, credits this month, what your cards earned this month, your offers, the next renewal with its fee verdict, and your last import - every panel says where its figure comes from. • Widgets: Best Card (switch the category on the widget), Card value, and Recent on the Home Screen; Reward caps and Payment due on the Lock Screen. Mark a payment paid from the Live Activity. • Alerts: an opt-in alert when the best card for something you buy often changes (Pro), and a summary when an imported statement has rows waiting for review. Every notification clears itself when its cause is gone. • Transfer planner (Pro): see what a points balance is worth at each partner, with the ratio read from the program's own page. • Cards: statement credits and foreign transaction fees on the cards that publish them; the intro APR window on the card calendar. • Hong Kong joins as a tracker market. • Best Card finds a card by name, and shared card links and Spotlight results open it directly. • CardLab Pro: 3 days free on both plans.

Read your statement into CardLab, and ask it about anything you pay for. • Import a statement (Pro): hand CardLab a statement PDF or a screenshot and it reads the rows on your phone - no bank login, nothing sent anywhere. Every row waits in Needs review until you accept it. • Needs review: rows from a statement sit at the top of Activity and stay out of your balance, utilization and rewards until you say so. • Find a card for any purpose: type fuel, food delivery, the rent, a tax bill - CardLab says how it read it and answers. When paying by card would cost you money, it says that instead of naming a winner. • Bonus caps, split honestly: a purchase that crosses a cap earns the bonus on the part under it and the base rate on the rest. • Two new widgets: Reward caps and Payment due, each stamped with the date it was last updated. • Alerts you can act on: Mark paid or Remind me tomorrow from the notification; a payment due within a day breaks through Focus. • A quiet push keeps your card catalog current, and Spotlight finds your cards. • Dark theme only, retuned so panels and separators read clearly.

Your own offers, counted in the answer. • My offers (Pro): record a targeted cashback offer, a promo installment rate or a quoted cash-advance fee on a card you hold. • An offer you record moves the Best Card ranking and the store answer, prefills the Installment and Cash Advance labs, and gets its own alert before it ends. • Wherever an offer changes the answer, the answer names it as yours. CardLab never presents a figure you typed as one it verified. • An offer outside its dates, or past its cap, is never applied, and nothing you record leaves your phone. • VoiceOver on the Best Card category tiles now reads the category name alone, not the decorative symbol first.

Verified card data, now in twelve markets. • Real cards from the United States, United Kingdom, Canada, Australia, United Arab Emirates, Saudi Arabia, Germany, Italy, Spain, Singapore, the Philippines and Indonesia. • Every rate and fee shows the issuer page it was read from, the sentence it was read from, and the date. Tap "Where this number came from" on any card. • Statement credits from the issuer's own page, ready to track in one tap. • Fees appear the way your bank prints them. Monthly stays monthly, and any yearly total is labelled as our arithmetic. • When CardLab does not know a rate, it says so instead of guessing. • Best Card marks which of the ranked cards are already in your wallet.

Easier to find as a credit card tracker and simulator. • Stronger App Store match for credit card tracker, interest, APR, and simulator searches. • Banking and bank searches still work. • Same private, on-device labs for statements, utilization, rewards, installments, and payment reminders. Thanks for using CardLab.

Two new ways to stay ahead of your card. • Card Calendar: track statement credits, the annual fee, and welcome-bonus deadlines, with a reminder before each one resets. • Which card first: carrying more than one balance? See the payoff order that costs the least, and what the other one costs you. • Delete a purchase or payment logged by mistake, with linked repayments cleaned up. • Refinements and stability fixes throughout. Thanks for using CardLab.

A small fix update. • When a friend pays you back, the reminder to collect from them now clears itself. • Refinements and stability fixes throughout. Thanks for using CardLab.

A small polish update. • Cleaner, easier-to-tap buttons on the cover-for-a-friend plan. • Refinements and stability fixes throughout. Thanks for using CardLab.

Make CardLab yours, wherever you are. • Any country, free: start your first card in any country, and add a second card there at no cost. • Customize My Own: not on the list? Add your own country, currency, and rates. • Cards by country: your wallet now groups cards into tidy, collapsible sections. • Refinements and accuracy fixes throughout. Thanks for using CardLab.

Small update, sharper details. • Cover for a friend, refined: turn it on in New Transaction and set exactly how they'll pay you back - one lump sum or monthly installments - right there. • My Cards reads calmer: a cleaner, clearer due date on every card. • Lighter, faster, and more accurate throughout. Thanks for using CardLab.

CardLab 1.1 turns your practice card into a tracker you can live in. • My Cards tab: see every card's bank, APR, balance, available credit, and utilization in one wallet overview, with your total balance and available credit up top. • Log any purchase or payment on any date, so you can port months of real history and watch statements and interest recompute correctly. • Spot-a-friend: set the exact date you covered a tab or got paid back, and log spots straight from chat. • CardLab AI now knows your recent activity and can answer questions about what you actually spent and who owes you. • Export any card's full transaction history to CSV from the share sheet. • Stability and polish fixes throughout.