Fair-Home
AI Assisted Personal Finance
Free · Designed for iPad. Not verified for macOS.
AI mortgage advisor for homeowners — know your equity, check your rate, and
find better loan offers. Free. No subscription.
Fair-Home gives homeowners the same mortgage intelligence that institutional
investors have — transparent rate analysis, AI-powered loan shopping, and
clear advice with no hidden agenda.
— IS YOUR RATE FAIR? —
Enter your address and Fair-Home instantly benchmarks your current mortgage
rate against today's market. See whether you're overpaying, by how much, and
what a better rate would save you per month and over the life of your loan.
No guesswork. No sales pitch. Just the numbers.
— YOUR FAIR-HOME SCORE —
Your personalised 0–100 score across five pillars: equity position, cash flow,
credit readiness, goal progress, and overall refinance readiness. The score
tells you whether now is the right time to act — and exactly what to improve
if it isn't.
— AI LOAN ADVISOR —
When you're ready, Fair-Home's Claude-powered advisor shops your profile
across lenders and returns ranked offers with full disclosure — rate, APR,
origination fees, estimated monthly payment, and break-even timeline. No
lender pays for placement. Offers are ranked on your terms, not theirs.
— THREE-STAGE MODEL: INFORM → ADVISE → ACTIVATE —
Fair-Home never pushes a transaction before you're ready.
Stage 1 (Inform): Live market rate environment, equity milestones, and a
plain-English weekly mortgage brief. Understand your position without
pressure.
Stage 2 (Advise): Personalised debt-to-income analysis, break-even
calculations for your specific balance and rate, and a predatory term
detector that flags fee traps in any offer — even ones from outside
Fair-Home.
Stage 3 (Activate): Only when your profile clears the readiness threshold
and you choose to proceed. Fair-Home runs a full AI orchestration, surfaces
the best available offers, and walks you through every number before you
apply.
— KNOW YOUR HOME EQUITY —
Dashboard tracks your estimated home value, mortgage balance, equity
position, and loan-to-value ratio — updated from public property records.
See your equity in dollars and as a percentage, with a clear breakdown of
what you own vs. what you owe.
— LOAN COMPARISON TOOLS —
Side-by-side comparison of HELOC, Home Equity Loan, Cash-Out Refinance, and
FHA 203k renovation financing. Payment calculator with origination fee
slider, APR display, and total interest over loan life. Understand every
product before you commit to any of them.
— 20 EDUCATION CARDS —
Know Your Rights. Fee Types Explained. Red Flags to Watch For. Loan Terms
Glossary. Fair-Home's Learn section gives you the knowledge to recognise a
good deal — and a bad one.
— YOUR FINANCIAL PICTURE —
Track income, monthly debts, credit range, employment status, and debt-to-
income ratio in one place. Set financial goals and monitor progress. Add
property assets and track your full net worth alongside your mortgage.
— PRIVACY BY DESIGN —
Your data is stored locally on your device. Fair-Home does not maintain a
central database of your financial information. No data is sold. No
advertising. Revenue comes from a transparent advisory fee at the time of
application — disclosed before you pay, refundable if no qualifying offer
is found.
Fair-Home is an educational and advisory tool. AI outputs are for
informational purposes and do not constitute financial or legal advice.
Consult a licensed mortgage professional before making any financial
decision.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Fees refund eligibility in My Application section made more explicit
The developer, Jean Claude Zabaloff, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Treillint LLC
- Size
- 54 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Treillint LLC
