FinApp — Private Money Tracker
Net worth, spending, on device
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Your accounts, transactions, categories, recurring bills, and net-worth history in one private place. All data stays on your iPhone — no account, no tracking, no servers.
FinApp is a personal-finance app built around one idea: your money data should stay on your phone.
Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track.
WHAT YOU GET
• Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Budgets — set a monthly limit per category and track it right on your Dashboard, with an alert the moment you go over. • Quick review — file uncategorized charges in seconds with a swipe-to-categorize flow that suggests the right category for you. • Recurring bills — FinApp spots subscriptions and repeating charges, flags price increases, and a calendar view shows what's due when. • Transactions, searchable — one filter for category, month, and income vs. spending, with active filters shown as chips; attach your own notes to any charge and export everything to CSV. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones.
PRIVATE BY DESIGN
• Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings.
JUST LOOKING?
Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed.
FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org.
Instructions on how to setup SimpleFin with the FinApp app can be found here: https://normanhoang.github.io/fin_app/simplefin-setup
Ratings & Reviews
A fix for Apple Card, plus duplicate cleanup:
• Apple Card balances from Apple Wallet show as owed again. A recent iOS update flipped how Wallet reports them, so some cards appeared as a positive balance. • Added an account you were already tracking? FinApp spots likely duplicates and, when you delete the old one, merges its history so your net worth doesn't dip.
The developer, Nha Hoang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nha Hoang
- Size
- 3.4 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Norman Hoang
