Whenwise: Social Security
Retirement Benefits Calculator
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See your Social Security check at 62, 67, and 70 in under a minute. Computed with SSA's published 2026 formula. Private: nothing leaves your iPhone.
When should you take Social Security? Whenwise shows you, to the dollar.
Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone.
UNLOCK YOUR FULL CLAIMING PLAN
A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision:
• Every claiming month from 62 to 70: slide and compare
• Break-even analysis with your own planning horizon
• Spousal benefits, finally clear, including the couples' grid
• What you'll actually keep: benefit taxation and Medicare IRMAA awareness
• RMD calculator from the official IRS table
• Advisor-ready PDF report you can print and share
• Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere
• Fresh numbers every October when SSA announces the new year
• Tap any card for a plain-English explanation
WHENWISE PLAN PRICING
$39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings.
PRIVATE BY DESIGN
No account. No email. No SSN. Your information stays on your iPhone.
HONEST BY DESIGN
Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English.
Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Terms: https://whenwiseapp.com/terms · Privacy: https://whenwiseapp.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Garret Keyhani, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Garret Keyhani
- Size
- 2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Whenwise Weekly $4.99
- Whenwise Annual $39.99
- Copyright
- © 2026 Garret Keyhani