New: Deep Dive — answer a few quick questions and get a full money plan built on your real numbers. The Board now leads with the cash you can actually use. Tap it to see net worth or debt. Cleaner alerts: no repeats, loan payments aren't flagged as purchases, and order counts are right. Your 30-day forecast no longer treats big cash withdrawals or loan payoffs as everyday spending. Bug fixes.

Ask the coach to write it for you — texts, emails, scripts and listings now come as a card with a Copy button. See how many free messages you have left today. Your chat history no longer drops a reply when you hit the daily limit. Better plays outside the US. Bug fixes.

Cash now shows every account behind it, flags an overdrawn account, and shows how recently each bank synced. Tap safe-to-spend or net worth to see exactly how the number was built. A thumbs-down on a coach reply now asks what went wrong, and Report an issue can email you when it is fixed, with your reports and replies in Settings under My reports.

New Make Money tab: answer 7 quick questions and get the money move that fits your time, skills and what you have. Bookmark moves, see more options, and ask the coach about any of them.

Save the playbooks you build, and pick up where you left off. Every Earn playbook you generate is now saved. Your own work leads the Earn tab, with step-by-step progress and a way to mark a playbook finished or drop it. A day-7 check-in nudges you to keep going. Create an account from the Earn tab or the paywall to keep your progress. Sign-in is easier too: wrong password now shows a clear way to recover your account. Notifications open straight to the right screen, including connecting your bank. If your bank isn't listed, you can add balances by hand. The Pro paywall now says exactly what Pro adds: unlimited AI coaching, every Earn play, a live Money IQ score, and a personalized money move every week. Your first playbook stays free. Smaller fixes to purchase errors and wording.

Pro is easier to see and easier to keep. A PRO mark on your Board and in Settings, and a "Your Pro month" card that counts what you got done: moves finished, dollars measured, coach replies. If a payment to Apple doesn't go through, the app now says so and gives you one button to fix it. Balances show in your bank's own currency. Deleting your account now reminds you that Apple subscriptions are cancelled separately, with a link to manage yours. Notifications can open straight to connecting your bank.

Sharper numbers, same coach. The 30-day forecast now skips everyday spending when your paychecks don't cover it yet, so "safe to spend" stays honest. Refunds count against what you spent. Transfers between your own accounts no longer read as income or spending. Cash you pull out can be marked as held, not spent, with a switch in Settings. The coach then stops nagging about withdrawals. Rate any coach reply with a thumbs up or down. It learns from it. Tap BANK LINKED to jump to your banks, and backing out of "Connect another" keeps your link. Fixes for day and month boundaries in your time zone, stale paychecks, and debt headlines.

The Money tab now looks ahead. Next 30 days: what's safe to spend, your projected balance, and the bills and paychecks on the way. Proof: when a move you made shows up in your bank data, the savings are verified and counted. Debt-free date: a payoff plan and the date you're done.

Connecting your bank is smoother. If you back out partway, the app now offers a calm way to try again instead of an error. The coach can remind you about a move tomorrow, and your next move now shows on the Money tab before you link a bank. Plus fixes to how loan payoffs and one-off charges are read.

See what changed in your money this week, right at the top of your chat. Guests can now get their money moves by email — no account or password needed. And if something breaks, you can report it from Settings in one tap. Plus sign-up fixes and a more reliable coach.

Faster, simpler bank connections. Link a bank — or add another — in one tap, right from the top of Settings. The connect flow is smoother and more reliable, so getting your real balances in takes seconds. Same coach, same blunt read on your real numbers. Everything you've linked and logged carries over untouched. Plus fixes and speed improvements.

Money IQ now runs on more iPhones. If you're on an iPhone 8, iPhone X, or an older SE and the App Store told you Money IQ wasn't available, that's fixed — it installs now. Same coach, same blunt read on your real numbers. Everything you've linked and logged carries over untouched. Plus fixes and speed improvements.

Same coach, same blunt read on your real numbers. Your net worth, your accounts, your Money IQ score and every move you've logged carry over untouched. Nothing to re-link, nothing to set up again. Plus fixes and speed improvements.

Same coach, same blunt read on your real numbers. Your net worth, your accounts, your Money IQ score and every move you've logged carry over untouched. Nothing to re-link, nothing to set up again. Plus fixes and speed improvements.

BHarv is now Money IQ. Same coach, same blunt read on your real numbers — the name just says what it is. Your net worth, your accounts, your score and every move you've logged all carry over untouched. Nothing to re-link, nothing to set up again. Your BHarv score is now your Money IQ score.

The Board now gives you something to do on day one — an income play you can start without connecting a bank. • Tap it and the agent builds a step-by-step playbook for your situation • The coach opens with the question most people actually arrive with • Optional: one nudge a week, never more Estimates are estimates, not promises.

Pro is here. Your AI money coach all day, deeper money plans, and a personalized money move every week. Everyone who already had a score keeps full access, free, forever.

New: EARN. Pick a way to make extra money — reselling, gig work, content, selling what you own, or quick cash — and the agent builds a step-by-step playbook sized to your situation, with specific picks and one honest watch-out. Deploy a play and log what you make. Your coach now reads more of your picture: real income from deposits, recurring subscriptions and what they cost, debts with their real APRs, and your investments. Under the hood: closed accounts no longer distort net worth, bank-link hand-offs recover cleanly after a relaunch, Face ID now covers guests who've linked a bank, and a stack of reliability fixes.

Link your bank once — your coach does the rest. Your coach now reads your money the moment your bank connects and comes back with a real analysis, no questions to answer first. It also sees far more of your picture: your actual income from your deposits (not a number you typed), your recurring subscriptions and what they cost you every month, your debts with their real APRs so it can tell you which one to attack first, and your investments. Newly connected banks now pull up to two years of history instead of three months, so your coach can spot annual charges and compare year over year. Under the hood: stronger protection for your account session and your linked banks, and deleting your account now fully revokes bank access.

Hundo is now BHarv Finance AI — new name, new look, same blunt coach. • Fresh design across the app • Create an account any time and everything you did as a guest comes with you • Sharper coaching on your real numbers

Link your bank once — your coach does the rest. Your coach now reads your money the moment your bank connects and comes back with a real analysis, no questions to answer first. It also sees far more of your picture: your actual income from your deposits (not a number you typed), your recurring subscriptions and what they cost you every month, your debts with their real APRs so it can tell you which one to attack first, and your investments. Newly connected banks now pull up to two years of history instead of three months, so your coach can spot annual charges and compare year over year. Under the hood: stronger protection for your account session and your linked banks, and deleting your account now fully revokes bank access.

Link your bank once — your coach does the rest. Your coach now reads your money the moment your bank connects and comes back with a real analysis, no questions to answer first. It also sees far more of your picture: your actual income from your deposits (not a number you typed), your recurring subscriptions and what they cost you every month, your debts with their real APRs so it can tell you which one to attack first, and your investments. Newly connected banks now pull up to two years of history instead of three months, so your coach can spot annual charges and compare year over year. Under the hood: stronger protection for your account session and your linked banks, and deleting your account now fully revokes bank access.

Link your bank once — your coach does the rest. Your coach now reads your money the moment your bank connects and comes back with a real analysis, no questions to answer first. It also sees far more of your picture: your actual income from your deposits (not a number you typed), your recurring subscriptions and what they cost you every month, your debts with their real APRs so it can tell you which one to attack first, and your investments. Newly connected banks now pull up to two years of history instead of three months, so your coach can spot annual charges and compare year over year. Under the hood: stronger protection for your account session and your linked banks, and deleting your account now fully revokes bank access.

Your money now has a scoreboard: • Net worth — your real assets minus debts, tracked month over month, right in the chat • Freedom Number — see exactly how close you are to a year of runway, and to work being optional • Add accounts and debts your bank can't see: Settings → Manual accounts & debts • A smarter coach that cites your real net worth, savings rate, and freedom progress

• Your bank connection now repairs itself: if your bank disconnects, Hundo tells you and walks you through reconnecting — no more silently stale numbers • Creating your account during bank linking now continues straight into the link — no more dead end • New "Forgot password?" on the sign-in screen • Expanded crisis-support coverage in the coach • Faster analysis and fresher numbers right after linking • Small-screen, keyboard, and reliability fixes throughout