Praxi - Smart Balance Engine
Double-entry personal finance
Free · Designed for iPad. Not verified for macOS.
Stop guessing how to distribute funds. Praxi’s Balance Engine suggests the exact transfers to clear credit card debt, recover loans, and optimize your net worth.
Take complete control of your financial ecosystem with Praxi, a powerful personal finance app built on a simplified double-entry ledger system. Praxi goes beyond basic expense tracking to provide an accurate, real-time calculation of your true net balance across all your accounts.
Whether you are managing daily cash flow, tracking multiple credit cards, or keeping tabs on money people owe you, Praxi streamlines the entire process through clean split transactions and precise account classification.
WHY CHOOSE PRAXI?
• Simplified Double-Entry Ledger: Track your money with absolute accounting precision. Classify your accounts efficiently into Assets (cash, bank accounts), Liabilities (credit cards, debts), Accounts Receivable (money owed to you), and Income Sources.
• Dynamic Split Transactions: Split single transactions into multiple accounts or categories effortlessly to reflect your real-world financial movements accurately.
• Real-Time Net Balance: Know exactly where you stand. Praxi dynamically updates and displays your verified net balance based on confirmed transactions.
THE POWER OF THE BALANCE ENGINE
Static numbers don't solve financial puzzles—actionable insights do. Praxi features the intelligent Balance Engine, a smart recommendation core that actively analyzes your balances, upcoming liabilities, and outstanding debts.
Instead of leaving you to calculate how to allocate your funds, the Balance Engine automatically suggests the optimal, exact money movements needed to:
• Pay off credit card balances and eliminate liabilities efficiently.
• Replenish overdrawn or low-balance bank accounts.
• Remind you who to collect outstanding personal debts from.
Eliminate the guesswork, stop financial stress, and keep your cash flow perfectly optimized. Download Praxi today and experience finance with clarity.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Jose Lara, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jose Lara
- Size
- 7.7 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 Jose Lara