Steadi: Freelancer Budget
Budgeting for irregular income
Only for iPhone
Free · In‑App Purchases
iPhone
Your emergency fund now grows from every payment instead of all at once — plus a calendar, spending trends, bill reminders, and the maths behind every number.
Steadi is budgeting built for people whose income isn't the same every month — freelancers, gig workers, students earning on the side, and anyone living paycheck to unpredictable paycheck.
Most budgeting apps assume a fixed salary. Steadi doesn't. It's built around one number: Safe to Spend — your balance, minus upcoming bills, minus what you're setting aside for taxes, minus what you're saving. One clear figure that tells you what you can actually spend right now. Tap it to see exactly how it's worked out.
SHOW ME THE MATHS
Every figure in Steadi opens its own working, with your real numbers. Your runway, your monthly burn, your tax set-aside — tap any of them and Steadi shows the arithmetic rather than asking you to trust it.
WHY STEADI
- Built for irregular income, not retrofitted for it. Track each client, platform and gig separately, and see your real runway based on what you actually spend.
- Manual entry. No bank login required. Your data stays private.
- Set aside a share of every payment for taxes automatically.
- Build an emergency fund a little at a time. A share of each payment is reserved as it arrives, so saving towards a goal never drops you to zero today.
- See your months side by side, income against spend, so a lean month is obvious before it becomes a problem.
- A calendar of where your money moved, day by day.
- Optional bill reminders, and an evening recap of what you spent.
- Set an hourly rate on a stream and work a payment out from hours.
- Clean, calm design. No clutter, no jargon.
FREE, PERMANENTLY
Steadi's core is free — not a trial. Manual income and expense entry, your Safe to Spend number, two income streams, custom categories, 90 days of history, emergency-fund progress, your live 30-day runway, and three months of cash flow. Always free.
STEADI PREMIUM
Adds unlimited income streams, Smart Tax (automatic set-aside rates for India and Brazil, based on the currency you choose), 60- and 90-day income projections, spending trends, 6- and 12-month cash flow, and unlimited history.
Steadi is not a bank, doesn't connect to your accounts, and doesn't offer tax or financial advice — just a clear, honest picture of where you stand.
Privacy Policy: https://steadiapp.co/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Your emergency fund now builds up a little at a time.
Before, Steadi held back your whole goal at once, so Safe to Spend could read
zero even with money in the bank. Now a share of each payment — 10%, 20%, 30%,
or your own number — is set aside as it arrives. Home shows how far along you
are and roughly how many months to go.
SEE WHERE EVERY NUMBER COMES FROM
Tap a figure on Runway or the tax card and Steadi shows the working, using your
real numbers.
A CALENDAR TAB
A month at a glance: which days money moved, which days you got paid, and what
you logged on any day you tap.
A SPENDING TRENDS CHART
Your months side by side, income against spend, so a lean month is obvious
before it becomes a problem.
BILL REMINDERS AND AN EVENING RECAP
Steadi can remind you the day before a bill is due, and sum up your day at 8pm.
Both are off until you turn them on in Settings.
QUICK ACTIONS
Long-press the app icon to add an expense or log a payment straight away.
HOURLY RATES
Set a rate on an income stream and work a payment out from hours, instead of
doing the maths yourself.
FIXES
• Amounts typed with a comma (1.234,50) are read correctly. They could
previously be stored 100x too high or 1000x too low.
• The delete button works. It always fired — the confirmation dialog was
rendering invisible.
• No more 30-40 second freeze when opening the app after a few days away.
• Fixed a rare sync fault that could clear your entries.
• Adding an income stream no longer creates two.
The developer, 8x, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 8x Social, Inc.
- Size
- 68.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Steadi Premium Yearly $29.99
- Steadi Premium Monthly $3.99
- Copyright
- © 2026 8x Social, Inc.
