SwiftSpend — Expense Tracker
Money Manager & Budget Planner
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Given up on expense trackers?
Everyone does: typing every purchase is a chore. Here you tell a Telegram bot "taxi $8" – done.
No spreadsheets, no bank logins, free.
Tell the Telegram bot "taxi $8, coffee $3" – and it's logged. SwiftSpend works out the amounts and categories by itself and shows you one number: how much you can spend today and still make it to payday.
Three seconds a day. No spreadsheets. No bank access.
HOW IT WORKS
You spend – you tell the bot, by voice or text, without opening the app. Wrong category? Fix it with one tap. Open SwiftSpend – see what's left for today and the forecast to the end of the month.
BANK SMS – FORWARD IT TO THE BOT
Forward a bank debit notification to the bot – it picks out the amount and offers to log the transaction. Still no access to your bank.
WHAT'S LEFT FOR TODAY
Your remaining money is divided across the days to the end of the month, with category limits taken into account. Spend less – tomorrow's number grows. Spend more – it shows you where to cut back.
FORECAST AND AI REVIEW
Based on your history, the app forecasts your spending to the end of the month – by day and by week – so you find out about going into the red two weeks early, not on payday. On the 1st, AI writes you a short personal review: where the money went and what to change.
ACCOUNTS, DEPOSITS, LOANS, DEBTS
Cash, cards and savings deposits in different currencies – one total balance at the current exchange rate. Deposits with interest accrued on schedule. Loans and instalment plans: payment schedule, early repayment. Debts: who owes you and whom you owe. Savings goals with progress.
CAR (PREMIUM)
Logged a fill-up? Enter the mileage and litres – the app does the rest: fuel consumption, cost per kilometre and all your car spending by month – fuel, repairs, car wash.
TWO TAPS TO ADD
Not into Telegram? The in-app keypad adds an expense in two taps. No signal? The expense is saved and syncs later.
PRIVACY
No bank access needed. Sign in with Apple; link Telegram later, if you want. Hide all amounts with one tap and lock the app with Face ID.
FREE FOREVER
Expenses and income, accounts in multiple currencies, limits, debts, goals, one loan or instalment plan, today's spendable amount, 20 voice messages and 10 bank SMS to the bot per month.
SWIFTSPEND PREMIUM
Forecast to the end of the month, AI review, car, mortgage with tranches and a grace period, category groups, unlimited voice and SMS, a weekly summary in Telegram, advanced analytics and higher limits.
Download SwiftSpend – and by tonight you'll know exactly where your budget went.
The subscription is charged to your Apple Account and renews automatically unless auto-renewal is turned off at least 24 hours before the end of the current period. Manage your subscription in your Apple Account settings.
Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use.html
Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
SwiftSpend 2.0 – the biggest update since launch.
Bank SMS – forward it to the bot:
Forward a debit notification – the bot picks out the amount and offers to log the transaction. 10 transactions a month free, unlimited with Premium.
Car:
Logged a fill-up – enter the mileage. The app calculates full-to-full fuel consumption, cost per kilometre and all your car spending by month: fuel, repairs, car wash.
Deposits:
Open, top up and withdraw, interest accrued on schedule, a chart by week and month, recalculation when the terms change.
Loans and instalment plans:
Payment schedule, adding and editing payments, early repayment. Mortgage with tranches and a grace period – in Premium.
Category groups:
Combine categories into groups – Analytics now has a "Categories / Groups" switch.
Forecast and analytics:
Weekly forecast with past weeks' history: press and hold to see any point. Analytics now covers expenses only; income is a separate card with period comparison.
Debts:
"Add to debt" button; the balance is calculated from all movements.
Bot:
Weekly spending summary.
The developer, Ashrafulla Atadjanov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ashrafulla Atadjanov
- Size
- 20.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 13 more
- English, Armenian, Azerbaijani, French, Georgian, German, Hindi, Kazakh, Portuguese, Russian, Simplified Chinese, Spanish, Tajik, Uzbek
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- SwiftSpend Premium $19.99
- SwiftSpend Premium $2.99
- Copyright
- © 2026 Ashrafulla Atadjanov