Obolos is an expense tracker for people whose money lives in more than one currency — expats, relocated professionals, freelancers with foreign clients, and frequent travelers.
Most budgeting apps treat a second currency as an afterthought. Obolos treats it as the point.
WHY OBOLOS
• Accounts in any currency — all 159 of them, from dollars and euros to drams and baht. Each account keeps its own currency; totals convert to your main one at daily rates.
• One timeline — spending, income, transfers between currencies and upcoming bills in a single feed. No tab-hopping.
• Transfers that make sense — send USD, receive AMD, see both legs as one operation with the real rate you got.
• Planned payments — rent, subscriptions, salary. Mark paid in one tap, and the next occurrence appears automatically.
• Savings goals — every goal is a real account. Transfer money in, watch the progress bar move.
• Reconcile — enter what's actually in your wallet or bank app, and Obolos records the adjustment. Your balance always matches reality.
• Trips — "Tbilisi, 4 days: ₾X ≈ $Y". Expenses dated inside a trip join it automatically; the report totals the journey in the local currency and in yours.
• Apple Pay automation — pay with your phone, pick a category right from the notification, done. One-time setup via Shortcuts.
• Statistics — where the money went, by week or month, with clean charts and daily-rate accuracy.
FREE FOREVER
Unlimited operations, transfers and balance adjustments. Voice entry and receipt scanning: your phone does the reading, recognition runs on your phone by default. Home-screen widgets for your balance and what's due next. Up to 3 accounts, one savings goal, weekly and monthly stats. No ads, no transaction caps, no nagging.
PREMIUM
Smart mode for when the phone isn't enough: crumpled receipts, faint print, languages it has no OCR for, several expenses in one sentence. Bank statement matching. Unlimited accounts, goals and trips, monthly category budgets with traffic-light progress, year-scale analytics with forecast, statistics broken down by account, CSV and JSON export, custom category images. One simple subscription — monthly or yearly.
PRIVATE BY DESIGN
Your records exist so the app can show them back to you. No ads, no data sales, no bank credentials — Obolos is a manual tracker and never connects to your bank. Sign in with Apple supported; delete your account and every trace of your data anytime, right from Settings.
Obolos — an obol was the small silver coin of ancient Greece. Small coins, tracked well, become wealth.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://obolos.vercel.app/privacy
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The screen after a statement is read is now a list of what will happen. Corrections to operations you already have come first, with the old amount struck through; anything you don't want goes with a swipe and comes back from the pile below; the button names both numbers. Lines the bank gave no category to are added as they are.
An operation remembers where it happened. Its time is shown in the zone you recorded it in, and its day is fixed when you record it — an evening purchase abroad no longer lands under yesterday, and monthly totals no longer depend on where you opened the app. Everything recorded before this stays exactly where it was.
Version 1.10.0
The developer, Evgenii Grachev, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
User Content
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Evgenii Grachev
Size
12 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.