PayoffPath: Debt Payoff
Snowball Planner & Calculator
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: type "coffee 4.50 cash" and private on-device AI logs it. See your debt-free date, snowball or avalanche — no bank login, no account, ever.
Your debt payoff planner and snowball calculator — private, with no bank login and no account. Nothing leaves your phone.
Add your loans and cards, pick a payoff strategy, and see the exact date you become debt-free. Then track your budget, spending, accounts, and net worth — everything in one place. Every payment brings your debt-free date closer.
WHY PAYOFFPATH
• See your debt-free date — a clear countdown, not a spreadsheet
• Snowball or avalanche — pick the strategy that fits you
• Balances that stay correct — log payments and extra payments without breaking your plan
• Snowflakes — throw any spare amount at your debt and instantly see how many days sooner you finish
• Balance-transfer simulator — see if moving a balance actually saves you money
• Budget & spending — track where money goes and turn savings into debt payments
• Bills & subscriptions — spot the "zombie" subscriptions quietly draining you
• Lent & borrowed — track money friends owe you (and what you owe), all private
• Net worth & trends — one clear picture of where you stand
• Future visualizer — see what your freed-up money could grow into after you're debt-free
• Notes, statement scanner, widgets & Live Activity, PDF export
PRIVATE BY DESIGN
• No bank login and no account — ever
• No ads, no tracking, no analytics
• Your data stays on your iPhone, synced only through your own private iCloud
• "Data Not Collected" on our App Store privacy label — verify it yourself
PAYOFFPATH PRO
Unlock everything with PayoffPath Pro — $2.99/month or $19.99/year, with a 14-day free trial. Payment is charged to your Apple ID. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings.
Questions or ideas? Email support@duetrack.bd
Privacy Policy: https://sites.google.com/view/privacypolicyofpayoffpath/home
Terms of Use: https://sites.google.com/view/terms-of-service-of-payoffpath/home
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Private AI Quick Add — log in one line; works offline, nothing leaves your phone
• Built for iPad — two-column layouts on every main screen
• Light, Dark or Auto, right in Settings
• Smoother, livelier animations throughout
• Fixes and polish
The developer, Monirujjaman Monjil, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Monirujjaman Monjil
- Size
- 10.6 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- PayoffPath Pro (Yearly) $19.99
- PayoffPath Pro (Monthly) $2.99
- Copyright
- © 2026 Monirujjaman Monjil