KaiJar: Budget Planner
Simple, private budgeting
Free · Designed for iPad. Not verified for macOS.
Penny Budget is now KaiJar — same app, same data, nothing to re-do. Still free, still no bank login, still everything a $100-a-year budget app does from your statements.
Everything a $100-a-year budget app does with your bank data — done from your
statements, on your phone, free.
KaiJar never asks for your bank login. Import a PDF or CSV statement
from any bank, review every transaction before it lands, and KaiJar learns
your merchants so the next import files itself.
BUDGET LIKE THE BIG APPS
• Give every dollar a job, and see what's left to spend at a glance
• Unspent money rolls into next month — a quiet month builds a buffer
• Overspending carries forward honestly, never swept under the rug
• Split one receipt across categories: one Costco run, three budgets
SEE WHERE IT ALL GOES
• The Money Map shows your whole month in one picture
• Net worth, tracked over time from balances you enter
• A debt payoff planner that shows what paying $50 extra actually saves
• Savings goals with real funded-by dates
SHARE WITH YOUR HOUSEHOLD
• One budget between two phones, no per-seat pricing
• Recurring bills post themselves and remind you the day before
PRIVATE BY DESIGN
• Your data stays on your device unless you turn on the optional account
• No ads, no analytics, no trackers — the privacy label speaks for itself
• Back up everything to a file you own, restore it anywhere
No subscriptions. No bank linking. No catch.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Penny Budget is now KaiJar.
Same app, same person building it, and your data is exactly as you left it. If the icon on your home screen looks different this morning, that is why — nothing has been taken over.
Every transaction, budget, card, savings goal and category is exactly where it was. You do not need to sign in again, re-import a statement, or re-share your household — the sharing code you already gave someone still works.
Why: there were a dozen or more apps called some version of "Penny Budget", and being impossible to find in a search is a bad problem for an app you open every day. KaiJar is ours alone.
The new icon is a jar filling up with coins, which is closer to what the app actually does than a piggy bank was.
ALSO NEW IN THIS UPDATE
• Pay for something straight out of a fund. Pick the fund on a transaction and the withdrawal is filed for you — no re-typing the same amount on another screen. You see what the fund will be left with before you save, and deleting or refunding the charge puts the money back.
• The Budget screen now stops you before an edit assigns more than the month's income, tells you by how much, and offers a way out.
The developer, GAURAV CHOUKSE, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- GAURAV CHOUKSE
- Size
- 36.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Gaurav Choukse