• A revamped UI, cleaner and faster to read at a glance. • Customizable widgets: arrange your home view your way. • Different views of your money: switch how you see your budget and your spending.

NEW • 150 currencies: choose your home currency from 150 currencies (up from 31), and log transactions in any of them. They're converted into your home currency for you. • Open your Regular or Recurring ledger from the Budget card to see exactly which transactions make it up. • Mark recurring with your own rule: name a merchant as recurring in Settings → AI Rules. • Mark transfers with your own rule: name an account or keyword as a transfer in Settings → AI Rules. Transfers are saved without a category and don't count against your budget. • Tags in any language, including Korean, Japanese, and accented Latin letters. IMPROVED • Clearer Shortcut setup: Settings → Set up iOS Shortcut adds the Shortcut in one tap and walks you through picking your bank apps and turning it on. • Each category now shows its budget next to what you've spent. • Promotional and non-transactional notifications are quietly ignored instead of becoming entries. • Better dates on auto-logged texts: alerts with only a time or only a date land on the right day, in your own time zone. FIXED • Two identical purchases in a row are both logged instead of being treated as duplicates. • Your Monivera Pro status now stays accurate through renewals, expiries, and plan changes. • The Log Transaction step in the Shortcut now says it accepts any notification, message, or content.

New - Log from a photo. Snap a receipt, screenshot a payment confirmation, or share an image straight from your Photos app, and Monivera reads it and drafts the transactions for you to review before saving. Works from the dock's + button, your photo library, or an iOS share sheet. - Categories that keep up with you. Start typing a merchant on Add Transaction and pause for a moment, and Monivera fills in the category automatically. Keep typing to change it, or leave your own pick alone. Improved - One card, the whole picture. The Budget tab now leads with a single summary of what you've spent against what you've budgeted, with your regular and recurring envelopes as mini bars underneath. - Tags on the ledger. Transaction tags now show right on the ledger line next to your note, so you can spot them at a glance without opening the transaction. Fixed - Currency conversion never gets stuck. A rare outage with our currency rate provider could hang a save for half a minute and quietly leave the amount unconverted. Conversions now race multiple sources and heal themselves automatically, so saving is never blocked and any leftover work finishes on its own. - Budget cycles roll over on time, everywhere. Accounts outside UTC could briefly see today's spending counted against yesterday's cycle (or vice versa) right at the boundary. The cycle now switches exactly at your local midnight. - Clearer over-budget messaging. Overspent categories now read "$X over" instead of a confusing negative amount left.

New accounts now land in a step-by-step setup guide right after the AI consent screen, instead of an empty dashboard: pick your currency and budget cycle day, set a monthly budget, review your categories and optionally fund them, then a walkthrough of the live dashboard and Settings. It finishes by opening the setup docs for the iOS Shortcut, the fastest way to auto-log transactions from your bank's texts and emails. Replay it anytime from "Settings → Replay setup guide".

Teach the AI your rules Your own categorization rules for AI capture, clearer errors from the Shortcut, and notifications that stay with the right account. New Your own AI rules. Head to Settings → AI Rules and tell Monivera how you categorize, in plain language: “Always categorize NTUC FairPrice as Groceries”, “Anything from Grab or Gojek is Transport”. Every new AI-captured transaction follows them, including the ones logged automatically from your bank’s email and SMS alerts. Use your exact category names, and remember that rules apply to new transactions rather than ones already logged. Improved AI capture that explains itself. When a transaction logged through the iOS Shortcut is rejected, the notification now tells you why instead of showing a bare “Server error”. Empty input is caught on the device before it ever leaves your phone. Faster fixes when something breaks. Monivera now records a small set of product events and crash reports, so problems surface to us without you having to report them. Fixed Push notifications now follow the account that is actually signed in on a device. If you had ever signed into a second account on the same phone, that account’s notifications could still land on it.

NEW Monivera Pro Our first paid plan, monthly or yearly. Pro removes the cap on AI auto-logging, so every message you throw at Monivera becomes a transaction. No counting. A free plan, clearly defined Free accounts get 15 AI auto-logs per calendar month. Manual entry stays unlimited for everyone. Track usage and manage your plan in Settings > Membership. A heads-up before you hit the limit Monivera tells you as you approach the monthly AI auto-log limit — including when you log via the iOS Shortcut — and when the counter resets. IMPROVED - One clock for the whole household. Your budget period's timezone now lives on the budget itself, so every member and every alert agrees on when a period starts and ends, even across timezones. - Snappier AI capture. The transaction parser was slimmed down behind the scenes. - Stronger security. Subscription status and usage limits are now verified entirely on the server. FIXED - Budget periods roll over correctly at the boundary in every case. - Amount parsing handles more formats without mangling the value. - Transactions auto-logged in a foreign currency now convert to your home currency automatically. - A busy-server error no longer shows an incorrect upgrade prompt or drops the transaction you were logging.