Byllo - Safe Spend Planner
Know what's safe to spend
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Money's tight and life's a lot? Byllo shows one honest number — what's safe to spend after your bills, loans and dues. No account, no tracking, no guilt.
Money shouldn't feel like a test you keep failing.
Byllo is a calm place to keep track of bills, loans and spending. It's built for people whose brains forget things, and whose income doesn't always arrive on schedule.
ONE HONEST NUMBER
Your balance lies. It doesn't know about the rent, the EMI, or the money you still owe a friend. Byllo sets all of that aside first and shows you what's genuinely left. Set a monthly cap yourself and safe-to-spend stays honest.
ONE CALM LIST
Bills and spending live together in a single list, filtered by what's coming soon, what's paid, and what's already history. Add something in a couple of taps. Swipe to remove it. Nothing shouts at you.
MONEY IN MOTION
The money that usually goes missing: what you lent, what you borrowed, and the loans still running. Byllo tracks how much of each one you've actually paid off and how many EMIs are left. And when money you lent is never coming back, you can let it go, and Byllo stops counting it against you.
INSIGHTS THAT DON'T LECTURE
Where your money went this month, by category. Income against expenses across six months. How many bills you cleared. Clear charts, plainly labelled, no judgment attached.
BUILT TO STAY YOURS
Byllo keeps everything on your device. No account. No server. No tracking. Lock it behind Face ID or a PIN. Export a copy whenever you like, and that copy goes to you, not to us.
WHAT BYLLO WILL NEVER DO
No ads. No selling your data. No streaks to break. No guilt notifications. No language that treats a missed bill like a moral failure.
Byllo was made for people who've quietly given up on money apps that demand more organisation than they have to give. If an app has ever made you feel worse about your money, this one is trying to do the opposite.
Byllo is a personal money tracker. It isn't a bank or a lender, and it doesn't give financial advice.
EULA:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy:
https://bylloapp.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor bug fix on calculating lent, borrowed money
The developer, Mohammed Janish, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mohammed Janish
- Size
- 23.5 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Byllo Yearly Subscription $29.99
- Byllo Monthly $3.99
- Copyright
- © 2026 Byllo