Rēcoup
A private card‑benefit tracker
Only for iPhone
Free
iPhone
Your premium cards hand you hundreds of dollars in credits every year: travel, dining, streaming, hotels. Miss them and the annual fee is just a bill. Rēcoup makes sure you use what you already paid for.
WHAT IT DOES • One tap logs a credit the moment you use it. Rēcoup keeps the tally. • See, at a glance, how much you've recouped against each card's fee. • Reminders a week out, two days out, and day-of, one a day at most, so nothing expires unnoticed. • Handles the tricky parts: credits that reset on your card anniversary instead of January, and ones you spend down a little at a time.
PRIVATE BY DESIGN Rēcoup never asks for card numbers, logins, or a bank connection. Which cards you carry and what you've claimed live in a small database on your phone. No account, no sync, no analytics. The only thing it fetches is the public benefit catalog, anonymously.
BUILT IN Chase Sapphire Reserve and Preferred, Amex Platinum and Gold, Delta Reserve, and more. Credit values are kept current.
One flower is engraved for each card, drawn the way banknotes once foiled counterfeiters. Worth a look in the About screen.
Rēcoup is an independent app and is not affiliated with, endorsed by, or sponsored by any card issuer. Card names and benefit programs are the property of their respective owners.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Ready for iOS 27.
This update moves Rēcoup onto the current iOS 27 tools and fixes a memory issue that could make the app sluggish on iOS 27 after a while.
Nothing changes in how your cards, credits, or reminders work.
The developer, JOHN MILLY, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- JOHN MILLY
- Size
- 62.4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 JMd