Philia Vault

Build Assets. Gain Freedom.

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Philia Vault is an educational financial simulation software designed to help users visualize their financial decisions and understand how they impact their future. What it does: Tracks your assets and liabilities — everything you own vs everything you owe. Calculates your Net Worth in real-time. Visualizes cash flow relative to monthly costs. Measures your Financial Independence Index (FII / Financial Independence Index) — how much your asset income already covers your monthly living costs. Simulates cash-flow scenarios to plan ahead before making major decisions. AI Coach: Analyzes your numbers, identifies patterns, and asks reflective questions (no personalized investment advice). Learning & Simulation Ecosystem: Learn & Philia Library: Educational summaries, audio micro-lessons, quizzes, XP, and streaks to help you progress step-by-step (Understand → Learn → Decide → Act → Progress). Philia Empire / Tycoon Simulation Game: Practice financial decision-making in a fun virtual environment (Income → Capital → Decisions → Asset Acquisition → Cash Flow → Reinvestment → Growth). 100% virtual currency with no real-world cash value. Who it's for: Designed for employees, entrepreneurs, and aspiring wealth builders who earn money and pay bills, but want to know if they are truly making financial progress — not just another budgeting tool. Availability & Privacy: Available on the App Store and Google Play (English, French, Spanish, Portuguese). Subscription-based model. All data is entered manually with no bank account connection required. In summary: Think of it as a financial clarity dashboard — less about tracking past spending (Where did my money go?), more about understanding your overall wealth trajectory. Philia Vault includes an auto-renewable subscription. Payment is charged to your Apple Account after confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings. Terms of Use: https://philiavault.com/terms Privacy Policy: https://philiavault.com/privacy

Ratings & Reviews

  • 4.8
    out of 5
    5 Ratings

Performance improvements, enhanced subscription sync, and minor bug fixes for a seamless experience.

Version 2.0.1

The developer, Philia Entreprise LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Philia Entreprise LLC
Size
  • 77.1 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Premium Monthly $9.99
  • Premium Yearly $74.99
  • Learn More
Copyright
  • © 2026 Philia Entreprise LLC
  • Privacy Policy