PropLadder: UK Home Buying
Mortgage & First Time Buyer
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: five advanced journeys - Remortgaging, Buy-to-Let, Second Homes, Scotland and Wales. Plus a plain-English glossary of every term you'll meet.
Buying your first home in the UK is confusing, expensive, and nobody teaches you how it works. PropLadder does — by letting you live it.
Play through a realistic UK home buying journey as an interactive story. Messages arrive from your mortgage adviser, your estate agent and your conveyancer. You make the calls: how big a deposit, what to offer, which mortgage deal, whether to skip the survey. Every choice shapes what happens next — and every choice teaches you something real about buying a house in the UK.
WHAT YOU'LL LEARN
• Getting mortgage ready — deposits, credit score, and an Agreement in Principle
• Reading a property listing — freehold vs leasehold, EPC ratings, ground rent traps
• Making an offer — Sold STC, gazumping, and why certainty can beat money
• Mortgages — fixed vs tracker, and comparing deals on true cost, not the headline rate
• Stamp duty — first-time buyer relief, the bands, and the £500,000 cliff edge
• Surveys and searches — what they find, and how to renegotiate the price with them
• Conveyancing, exchange and completion — the point of no return, and the payment fraud that targets it
BUILT TO BE HONEST
• Every figure is sourced from GOV.UK, with links so you can check it yourself
• A plain-English glossary explains 28 terms, tagged wherever they appear
• A timeline shows how long each stage of buying a house really takes
• Educational only — never financial, mortgage or legal advice
PRIVATE BY DESIGN
Everything stays on your phone. No account, no sign-up, no ads, no tracking, and nothing is ever sent anywhere. PropLadder works completely offline.
PROPLADDER PRO (optional, one-off purchase)
Unlock five advanced journeys:
• Remortgaging — switching deals when your fixed rate ends
• Buy-to-Let — becoming a landlord, yields, and the extra stamp duty
• Second Homes — holiday homes, the surcharge and council tax premiums
• Buying in Scotland — offers over, the Home Report, missives and LBTT
• Buying in Wales — Land Transaction Tax and its own rules
One payment, yours for good. No subscription.
Whether you're saving for your first house, about to make an offer, or just want to understand the property market before you start, PropLadder turns the whole UK home buying process into something you can actually learn.
PropLadder is an independent learning tool. It is not affiliated with any bank, lender, estate agent or government body.
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The developer, Jay Depala, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
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The developer does not collect any data from this app.
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Information
- Seller
- Jay Depala
- Size
- 26.5 MB
- Category
- Education
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Jay Depala