Sift: Expense tracker & Budget
Subscriptions & AI assistant
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
New: with iOS 27, Sift logs purchases straight from your bank's notifications. Plus budgets that warn you in time — and press and hold the icon to log in one step.
Your Money just disappears?
By the 23rd you look at your balance and wonder where it all went.
Sift is a spending tracker that answers that question in one sentence.
THE SIMPLE MODE
Tap the S and Sift tells you the single thing worth knowing about your month you're over budget, a category jumped, a small habit is quietly adding up and draws the one picture that explains it. Not twelve charts: one number, one sentence, one chart.
LOGGING THAT DOES ITSELF
• Your bank's notifications: on iOS 27, one tap adds Sift's ready made automation. Switch it on in Shortcuts and every purchase your bank tells you about is logged amount, shop and category
• Amounts in other currencies are converted at the day's rate, with the original kept beside it
• Say it "twelve fifty at the bakery, eight for parking" and every purchase is logged
• Snap a paper receipt and Sift reads the total
• Screenshot your banking app and every line lands categorised
• Import a CSV from Revolut, Trading 212, Wise and most banks
• Press and hold the Sift icon to log, scan or say a purchase in one step
BUDGETS THAT WARN YOU IN TIME
Set a budget for the month or for any category weekly, monthly or yearly. Sift warns you while you're heading over, not after. A weekly check-in keeps your balance honest, and money coming in has its own place.
NEVER MISS A RENEWAL
Sift spots repeating charges on its own the ones you forgot you signed up for and warns you the day before the money leaves.
SPLIT WITH ANYONE
Split any purchase, keep a running balance per person, and mark it settled when they pay you back. No accounts, no invites no one else needs the app.
BEFORE YOU SIGN A LOAN
Add a loan and Sift tells you what's actually left each month once the payment is out.
AN AI COACH THAT KNOWS YOUR NUMBERS
Ask "can I afford this?" in plain words. Every answer is worked out from your own spending, and most are answered right on your iPhone.
MAKE IT YOURS
Themes, logos for the shops you know, and a choice of app icons starring Sift's mascot.
WIDGETS
Today's spending and what's left, on your Home Screen and Lock Screen.
PRIVATE BY DESIGN
Your purchases live on your iPhone. Reading receipts and notifications, cleaning up shop names, categorising and building the insights all happen on the device. There's no account, no ads, and nothing is ever sold. Anonymous usage counts help me improve Sift — never amounts, shops or anything you type — and you can switch them off in Settings ▸ Privacy.
MADE BY ONE PERSON
I'm a student, and Sift is the app I wanted and couldn't find. I read every email you send. If something is wrong or missing, tell me and I'll fix it.
SIFT PRO
Logging your spending is free. Pro adds the Simple mode, the deep dives, subscription alerts, splitting, loans, widgets and the AI coach. Try it free for 3 days.
Available in English, Spanish, French, German and Italian.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The biggest Sift update yet.
• Sift logs itself: on iOS 27, add its ready-made automation in one tap and purchases from your bank's notifications are logged for you. Shortcuts adds it switched off, so Sift shows you where to turn it on.
• Amounts in other currencies are converted at the day's rate, with the original kept beside it.
• Say several purchases in one go from the mic on Home.
• Budgets for any category — weekly, monthly or yearly — with alerts while you're heading over, not after.
• A weekly check-in that keeps your balance honest, and a place for the money that comes in.
• The S on Home turns green, amber or red to show how your month is going.
• Logos for the shops you know, so your list reads at a glance.
• Press and hold the Sift icon to log an expense, scan a receipt or add one by voice.
• New app icons starring Sift's mascot. Bubble is the new default; the classic look is still in Settings.
• Simple mode has a fresh look, with the mascot keeping an eye on your month.
• A short tour of the app the first time you open it.
• Privacy: Sift now counts anonymous usage to learn what to improve — never amounts, shops or anything you type. Switch it off any time in Settings ▸ Privacy.
Thank you for using Sift. I'm one student, and every review genuinely helps.
The developer, ali tavakolbakhoda, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- User Content
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ali tavakolbakhoda
- Size
- 42.2 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
English and 4 more
- English, French, German, Italian, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Sift Pro — Yearly (Welcome) $36.00
- Sift Pro — Yearly $45.00
- Sift Pro — Monthly $9.00
- Copyright
- © Ali Tavakolbakhoda
