Loan Navigator is a total game changer. I’ve tried plenty of loan and mortgage calculators over the years and this one blows them all away. It’s clean, fast, intuitive, and packed with exactly the tools you need without any bloat or upsells.The mortgage calculator is rock solid. Plug in your numbers and instantly see payment breakdowns, full amortization schedules, estimated property taxes by ZIP, PMI, and closing costs. Switching between scenarios with different down payments, rates, terms, or extra payments is effortless. The refinance comparison and loan payoff tools are pure gold. Watching how much interest you can save by throwing extra money at the principal is incredibly motivating.It also handles auto loans, personal loans, student loans, credit cards, and debt payoff planning beautifully. Everything lives in one simple app with clear charts and summaries that actually make the numbers click.Best of all, it’s free, built for iPhone, and the developer collects zero data. In an age of privacy hungry apps, that alone earns five stars.Whether you’re house hunting, refinancing, buying a car, or crushing debt, Loan Navigator gives you clear, reliable estimates so you walk into lender conversations feeling prepared and confident. Highly recommend!

Helped me figure out how much my monthly payment is so I can repay my school loan, it showed my projected payoff date, and my total interest on my loan. This app doesn’t just focus on one category specifically it also features calculators for home, auto, loans, and your banking. This app is such a useful thing to have to my phone I will be using it more frequently now that I am almost independent.

This app quickly organized my loans to visualize what a payoff could look like if my income didn’t change, once I was happy with that. I started making more money and will pay it off faster thanks to this app!